Family Resource Center of South Florida, Inc
Updated Filing received by DOL
Family Resource Center of South Florida, Inc, an other services employer in Miami, Florida, reported 103 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $91,923 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on May 20, 2026, before the deadline.
Who was paid on Family Resource Center of South Florida, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Family Resource Center of South Florida, Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| World Insurance Associates · Iselin, NJ | $24,029 | $61,387 | $85,416 | 9 |
| National Agency Solutions LLC · Sarasota, FL | $4,412 | $0 | $4,412 | 1 |
| Sapoznik Ins Assoc LLC · Philadelphia, PA | $1,021 | $0 | $1,021 | 1 |
| Single Point Enrollment Solutions · Miami, FL | $381 | $23 | $404 | 1 |
| Marsh McLennan Agency · Miami, VA | $197 | $0 | $197 | 1 |
| Brito Benefit Solutions, Inc. · Miami, FL | $111 | $1 | $112 | 1 |
| Creative Benefit Consultants Inc · Boca Raton, FL | $99 | $0 | $99 | 1 |
| Andrea Browning · ST. Petersburg, FL | $84 | $0 | $84 | 1 |
| Michael Alan Schooley · Miami, FL | $55 | $6 | $61 | 1 |
| Walter Luisenrique Benitez · Miami, FL | $54 | $0 | $54 | 1 |
| Adam Ira Brown · Fort Lauredale, FL | $24 | $0 | $24 | 1 |
| Florida Group Benefits Inc · Miami, FL | $12 | $0 | $12 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companydental | 107 | — | $6,224 | — |
| Eyemed Vision Care on Behalf of the Fidelity Security Life Insurancevision | 177 | — | $1,021 | — |
| Colonial Life & Accident Insurance Companyhealth | 35 | — | $2,729 | — |
| American Public Lifehealth | 116 | — | $7,940 | — |
| United Healthcare Insurance Companyhealth | 117 | — | $59,976 | — |
| Safeguard Health Plans, Inc., a Florida Corporationdental, HMO | 103 | — | $2,744 | — |
| United of Omaha Life Insurance Companylong-term disability | 124 | — | $2,996 | — |
| United of Omaha Life Insurance Companylife | 124 | — | $1,971 | — |
| United of Omaha Life Insurance Companyshort-term disability | 124 | — | $3,149 | — |
| United of Omaha Life Insurance Companylife, short-term disability | 82 | — | $3,173 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Family Resource Center of South Florida, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 111 | 103 | −7.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $79,656 | $91,923 | +15.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Family Resource Center Health & Welfare Plan#501 · insurance | December 31, 2025 | May 20, 2026 | before deadline | 103 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Family Resource Center of South Florida, Inc pay in health insurance broker commissions in 2025?
Family Resource Center of South Florida, Inc's 2025 Form 5500 reports $91,923 in broker commissions and fees across 10 insurance contracts ($30,506 in commissions, $61,417 in fees), with World Insurance Associates receiving the largest share.
Is Family Resource Center of South Florida, Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Colonial Life & Accident Insurance Company, American Public Life, United Healthcare Insurance Company.
How does Family Resource Center of South Florida, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Family Resource Center of South Florida, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.