Fayette Janitorial Service, LLC.
Updated Filing received by DOL
Fayette Janitorial Service, LLC., an administrative & support services employer in Somerville, Tennessee, reported 1,264 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.6M in insurance premiums across 2 contracts and $107,026 in broker commissions and fees, 4.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 20, 2026, before the deadline.
Who was paid on Fayette Janitorial Service, LLC.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Fayette Janitorial Service, LLC. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Austin L Madison · Nashville, TN | $35,148 | $0 | $35,148 | 1 |
| HUB International · Memphis, TN | $19,613 | $3,746 | $23,359 | 1 |
| James D Collier, Iii · Memphis, TN | $23,003 | $0 | $23,003 | 1 |
| Brad Dacus · Cordova, TN | $7,327 | $1,107 | $8,434 | 1 |
| Gaspard Employee Benefits LLC · Brandon, MS | $4,241 | $2,933 | $7,174 | 1 |
| Kevin Felderman · Dubuque, IA | $3,981 | $0 | $3,981 | 1 |
| Frank Woodward Craig · Ridgeland, MS | $381 | $1,349 | $1,730 | 1 |
| Robbins Research and Planning Inc · Oxford, MS | $755 | $532 | $1,287 | 1 |
| John Rene Waldrup · Vaughan, MS | $931 | $0 | $931 | 1 |
| Ann Henry Consulting LLC · Collierville, TN | $774 | $0 | $774 | 1 |
| Emily Megumi Ervin · Coldwater, MS | $346 | $0 | $346 | 1 |
| Hollingsworth Benefits Solutions · Raymond, MS | $143 | $174 | $317 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Tennessee, Inc.health, dental, vision | 431 | $1.6M | $62,132 | 4.0% |
| Colonial Life & Accident Insurance Companylife, short-term disability | 1,453 | — | $44,894 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Fayette Janitorial Service, LLC. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $3,647 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Fayette Janitorial Services, LLC#501 · insurance | December 31, 2025 | July 20, 2026 | before deadline | 1,264 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Fayette Janitorial Service, LLC. pay in health insurance broker commissions in 2025?
Fayette Janitorial Service, LLC.'s 2025 Form 5500 reports $107,026 in broker commissions and fees across 2 insurance contracts ($97,134 in commissions, $9,892 in fees), with Austin L Madison receiving the largest share.
Is Fayette Janitorial Service, LLC.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Bluecross Blueshield of Tennessee, Inc..
How does Fayette Janitorial Service, LLC.'s broker compensation compare with similar employers?
Fayette Janitorial Service, LLC. paid 4.0% of medical premium in commissions and fees. The median for employers with 1,000-4,999 participants is 2.0%, and the median in Tennessee is 3.9%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.