Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan
Updated Filing received by DOL a plan year 2025 filing was received July 20, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived
Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan, a professional & technical services employer in Parsippany, New Jersey, reported 199 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $43,445 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 9, 2025, within the extension window.
Who was paid on Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Arthur Grutt JR · New York, NY | $24,734 | $0 | $24,734 | 1 |
| Emerson Rogers LLC · Elmwood Park, NJ | $0 | $9,068 | $9,068 | 4 |
| Cambridge Life Brokerage LLC · Morristown, NJ | $5,914 | $0 | $5,914 | 5 |
| AssuredPartners · Mount Laurel, NJ | $2,778 | $0 | $2,778 | 3 |
| Emerson Reid LLC · Elmwood Park, NJ | $431 | $534 | $965 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| New York Life Group Benefit Solutionslife | — | — | $2,235 | — |
| New York Life Group Benefit Solutionslong-term disability | — | — | $4,495 | — |
| New York Life Group Benefit Solutionscoverage not coded | — | — | $304 | — |
| Vision Service Planvision | 58 | — | $827 | — |
| Aetna Life Insurance Co and Affiliatesdental | 121 | — | $2,309 | — |
| Unitedhealthcare Insurance Companyhealth | 77 | — | $33,275 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 214 | 199 | −7.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $264 | $43,445 | +16356.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Fein, Such, Kahn & Shepard, P.C. 401(k) Retirement Plan#001 · trust | December 31, 2024 | October 9, 2025 | within extension | 199 |
| Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan#501 · insurance, general assets | December 31, 2024 | July 15, 2025 | before deadline | 119 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan pay in health insurance broker commissions in 2024?
Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan's 2024 Form 5500 reports $43,445 in broker commissions and fees across 6 insurance contracts ($33,859 in commissions, $9,586 in fees), with Arthur Grutt JR receiving the largest share.
Is Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Fein, Such, Kahn & Shepard, P.C. Employee Benefits Plan because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.