Foot Locker, Inc.
Updated Filing received by DOL
Foot Locker, Inc., a retail — stores, food, auto, clothing employer in New York, New York, reported 7,881 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $595,857 in insurance premiums across 14 contracts and $104,096 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 10, 2026, before the deadline.
Who was paid on Foot Locker, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Foot Locker, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| American Benefits and Compensation · New York, NY | $23,093 | $20,570 | $43,663 | 6 |
| Greenleaf Benefit Advisors LLC · Mountainside, NJ | $12,529 | $18,409 | $30,938 | 4 |
| Willis Towers Watson | $29,495 | $0 | $29,495 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Triple S Salud, Inchealth, dental, long-term disability, prescription drug | 124 | $595,857 | $29,495 | 5.0% |
| Eyemed Vision Care/Combined Insurance Company of NYvision | 5,398 | — | — | — |
| Metropolitan Life Insurance Companylife | 2,293 | — | $27,379 | — |
| Hawaii Medical Service Associationhealth, dental, prescription drug, PPO | 21 | — | — | — |
| Takecarehealth, dental, vision, prescription drug, HMO | 14 | — | — | — |
| Metropolitan Life Insurance Companyshort-term disability | 4,822 | — | $19,312 | — |
| Metropolitan Life Insurance Companycoverage not coded | 1,308 | — | — | — |
| Metropolitan Life Insurance Companylong-term disability | 574 | — | $11,105 | — |
| Metropolitan Life Insurance Companyshort-term disability | 31 | — | $256 | — |
| Metropolitan Life Insurance Companyshort-term disability | 3,584 | — | $6,358 | — |
| Metropolitan Life Insurance Companyshort-term disability | 3,707 | — | — | — |
| Metropolitan Life Insurance Companylife | 7,665 | — | $3,559 | — |
| Zurich American Insurance Companycoverage not coded | 4,713 | — | $1,569 | — |
| Unitedhealthcare Insurance Companyhealth, dental, prescription drug | 6 | — | $5,063 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Foot Locker, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,805 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 8,505 | 7,881 | −7.3% |
| Premiums filed | $548,115 | $595,857 | not comparable |
| Broker commissions + fees | $89,772 | $104,096 | +16.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Foot Locker Welfare Benefit Payment Plan#550 · insurance, general assets | December 31, 2025 | July 10, 2026 | before deadline | 7,881 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Foot Locker, Inc. pay in health insurance broker commissions in 2025?
Foot Locker, Inc.'s 2025 Form 5500 reports $104,096 in broker commissions and fees across 14 insurance contracts ($65,117 in commissions, $38,979 in fees), with American Benefits and Compensation receiving the largest share.
Is Foot Locker, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Salud, Inc, Hawaii Medical Service Association, Takecare.
How does Foot Locker, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Foot Locker, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.