Ford Motor Company
Updated Filing received by DOL
Ford Motor Company, a manufacturing — metal, equipment, transportation employer in Dearborn, Michigan, reported 57,896 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $55M in insurance premiums across 12 contracts and $35,625 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Ford Motor Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ford Motor Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Non-Medical Solutions · Atlanta, GA | $35,625 | $0 | $35,625 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Michigandental | 125,379 | $51M | — | — |
| Univera Healthcarehealth, prescription drug | 139 | $3.4M | — | — |
| SVS Vision Managed Care, Inc.vision | 118,351 | — | — | — |
| Bluecross Blueshield of Illinoishealth | 707 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 75 | — | — | — |
| Health Alliance Planhealth, HMO | 7,817 | — | — | — |
| Dentegra Insurance Companydental | 6,139 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 121 | — | — | — |
| Priority Healthhealth | 2,485 | — | — | — |
| Blue Cross Blue Shield of Kansas Cityhealth, prescription drug | 7,234 | — | — | — |
| Kaiser Foundation Health Plan of Georgia Inc.health, prescription drug, HMO | 10 | — | — | — |
| Unitedhealthcare Insurance Companyhealth | 626 | — | $35,625 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ford Motor Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $24,796 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 56,677 | 57,896 | +2.2% |
| Premiums filed | $3,784,967 | $54,657,111 | not comparable |
| Broker commissions + fees | $0 | $35,625 | — |
| Commission rate | 0.0% | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ford - UAW Hospital-Surgical-Medical-Drug-Dental-Vision Program for Hourly Employees#520 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 57,896 |
| Salaried Health Reimbursement Arrangement#565 · general assets | December 31, 2024 | October 14, 2025 | within extension | 35,301 |
| Ford Motor Company Health Reimbursement Arrangement Plan#563 · final filing · general assets | December 31, 2024 | October 14, 2025 | within extension | 28,608 |
| Healthcare Plan for Salaried Employees#560 · general assets | December 31, 2024 | October 14, 2025 | within extension | 28,417 |
| Ford Motor Company Health Reimbursement Arrangement Plan for Pre-Medicare Retirees#564 · final filing · general assets | December 31, 2024 | October 14, 2025 | within extension | 5,568 |
| Flexible Benefits Plan of Ford Motor Company#543 · general assets | December 31, 2024 | October 14, 2025 | within extension | 2,002 |
| Ford Motor International Service Employees Health Insurance#561 · insurance | December 31, 2024 | October 14, 2025 | within extension | 265 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ford Motor Company pay in health insurance broker commissions in 2024?
Ford Motor Company's 2024 Form 5500 reports $35,625 in broker commissions and fees across 12 insurance contracts ($35,625 in commissions, $0 in fees), with Strategic Non-Medical Solutions receiving the largest share.
Is Ford Motor Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Univera Healthcare, Bluecross Blueshield of Illinois, Kaiser Foundation Health Plan, Inc..
How does Ford Motor Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ford Motor Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.