Franciscan University of Steubenville
Updated Filing received by DOL
Franciscan University of Steubenville, an education services employer in Steubenville, Ohio, reported 283 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $42,201 in insurance premiums across 5 contracts and $67,474 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 25, 2025, within the extension window.
Who was paid on Franciscan University of Steubenville's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Franciscan University of Steubenville filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Centerstone Insurance and Financial · Phoenix, AZ | $6,779 | $34,581 | $41,360 | 2 |
| McBane Insurance & Financial Serv · Wintersville, OH | $18,473 | $0 | $18,473 | 1 |
| Brokernet Inc · Columbus, OH | $0 | $7,641 | $7,641 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Benefits of Americavision | 279 | $42,201 | — | — |
| Standard Insurance Companylife, long-term disability | 375 | — | $26,114 | — |
| United Concordia Insurance Companydental | 741 | — | — | — |
| Reliastar Life Insurance Companystop-loss | 276 | — | $41,360 | — |
| Four Ever Life Insurance Companyhealth | 1 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Franciscan University of Steubenville compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 277 | 283 | +2.2% |
| Premiums filed | $46,947 | $42,201 | −10.1% |
| Broker commissions + fees | $66,896 | $67,474 | +0.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Franciscan University of Steubenville Welfare Plan#505 · insurance, general assets | December 31, 2024 | September 25, 2025 | within extension | 283 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Franciscan University of Steubenville pay in health insurance broker commissions in 2024?
Franciscan University of Steubenville's 2024 Form 5500 reports $67,474 in broker commissions and fees across 5 insurance contracts ($25,252 in commissions, $42,222 in fees), with Centerstone Insurance and Financial receiving the largest share.
Is Franciscan University of Steubenville's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Four Ever Life Insurance Company.
How does Franciscan University of Steubenville's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Franciscan University of Steubenville because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.