Fs-Elliott Co., LLC
Updated Filing received by DOL
Fs-Elliott Co., LLC, a manufacturing — metal, equipment, transportation employer in Export, Pennsylvania, reported 189 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $31,505 in insurance premiums across 8 contracts and $56,704 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 26, 2026, within the extension window.
Who was paid on Fs-Elliott Co., LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Fs-Elliott Co., LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Virginia Beach, VA | $51,492 | $2,026 | $53,518 | 7 |
| Daniel Hayden · Latrobe, PA | $1,079 | $0 | $1,079 | 1 |
| Brittany Finger · Ligonier, PA | $962 | $0 | $962 | 1 |
| David Joseph Mlinarich · North Huntington, PA | $552 | $0 | $552 | 1 |
| Michael Henry Fleming · North Huntington, PA | $544 | $0 | $544 | 1 |
| Maria Jane Shirley · Homer City, PA | $49 | $0 | $49 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Benefits of Americavision | 316 | $31,505 | $995 | 3.2% |
| Hartford Life Insurance Companylife, short-term disability, long-term disability | 255 | — | $19,899 | — |
| Unum Life Insurance Company of Americacoverage not coded | 105 | — | $1,856 | — |
| Continental American Insurance Companycoverage not coded | 127 | — | $5,258 | — |
| Ameritas Life Insurance Corporationdental | 455 | — | $9,338 | — |
| Chlic for the Benefit of Linalife | 9 | — | — | — |
| Chlic on Behalf of Metlifelife | 9 | — | $2,458 | — |
| Cigna Health and Life Insurance Companyhealth, dental | 9 | — | $16,900 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Fs-Elliott Co., LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 215 | 189 | −12.1% |
| Premiums filed | $29,903 | $31,505 | not comparable |
| Broker commissions + fees | $56,860 | $56,704 | −0.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Fs-Elliott Company, LLC Employee Benefits Plan#503 · insurance, general assets | May 31, 2025 | January 26, 2026 | within extension | 189 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Fs-Elliott Co., LLC pay in health insurance broker commissions in 2024?
Fs-Elliott Co., LLC's 2024 Form 5500 reports $56,704 in broker commissions and fees across 8 insurance contracts ($54,678 in commissions, $2,026 in fees), with USI Insurance Services receiving the largest share.
Is Fs-Elliott Co., LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Fs-Elliott Co., LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Fs-Elliott Co., LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.