Gaughan South LLC
Updated Filing received by DOL
Gaughan South LLC, an arts & entertainment employer in Las Vegas, Nevada, reported 2,402 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $29M in insurance premiums across 3 contracts and $1.1M in broker commissions and fees, 3.4% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 20, 2026, before the deadline.
Who was paid on Gaughan South LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Gaughan South LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| GBS Nevada Inc · Las Vegas, NV | $548,227 | $470,983 | $1,019,210 | 3 |
| Acrialps LLC · Grand Rapids, MI | $18,174 | $3,971 | $22,145 | 1 |
| Anthony Scott Harrell · Henderson, NV | $4,408 | $1,673 | $6,081 | 1 |
| Leavitt Group · Cedar City, UT | $0 | $5,354 | $5,354 | 1 |
| Jennifer Renee Blair · North Las Vegas, NV | $3,741 | $413 | $4,154 | 1 |
| Benefitting You Inc · Henderson, NV | $2,033 | $0 | $2,033 | 1 |
| Christina Stahl · Las Vegas, NV | $1,149 | $700 | $1,849 | 1 |
| George Michael Sorrentino · Las Vegas, NV | $1,149 | $700 | $1,849 | 1 |
| Karla Alexander · North Las Vegas, NV | $1,552 | $73 | $1,625 | 1 |
| Lisa Beth Renteria · Las Vegas, NV | $1,435 | $0 | $1,435 | 1 |
| Chelsea L Ware Inc · Las Vegas, NV | $1,429 | $0 | $1,429 | 1 |
| Michelle Rene Payne · Henderson, NV | $942 | $0 | $942 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Plan of Nevadahealth, dental, vision, prescription drug | 4,646 | $27M | $928,510 | 3.4% |
| Principal Life Insurance Companylife, short-term disability, long-term disability | 5,180 | $1.3M | $69,199 | 5.4% |
| Colonial Life & Accident Insurance Companylife, short-term disability | 411 | $407,261 | $74,524 | 18.3% |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Gaughan South LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,810 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,275 | 2,402 | +5.6% |
| Premiums filed | $1,182,097 | $28,675,256 | +2325.8% |
| Broker commissions + fees | $89,555 | $1,072,233 | +1097.3% |
| Commission rate | — | 3.4% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| South Point Hotel and Casino Employee Medical Plan#501 · insurance, general assets | December 31, 2025 | March 20, 2026 | before deadline | 2,402 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Gaughan South LLC pay in health insurance broker commissions in 2025?
Gaughan South LLC's 2025 Form 5500 reports $1,072,233 in broker commissions and fees across 3 insurance contracts ($588,241 in commissions, $483,992 in fees), with GBS Nevada Inc receiving the largest share.
Is Gaughan South LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Plan of Nevada.
How does Gaughan South LLC's broker compensation compare with similar employers?
Gaughan South LLC paid 3.4% of medical premium in commissions and fees. The median for employers with 1,000-4,999 participants is 2.0%, and the median in Nevada is 8.8%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.