Give Em a Brake Safety LLC
Updated Filing received by DOL
Give Em a Brake Safety LLC, a retail — stores, food, auto, clothing employer in Grandville, Michigan, reported 282 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $130,785 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 14, 2025, before the deadline.
Who was paid on Give Em a Brake Safety LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Give Em a Brake Safety LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Elaine Ash · Grand Rapids, MI | $73,683 | $0 | $73,683 | 1 |
| Advanced Benefit Solutions, in · Cadillac, MI | $31,581 | $5,382 | $36,963 | 7 |
| Benefit Profiles Inc · Grand Rapids, MI | $0 | $12,301 | $12,301 | 4 |
| Brian Cote · Cadillac, MI | $7,838 | $0 | $7,838 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unum Insurance Companycoverage not coded | 46 | — | $1,056 | — |
| Priority Health Insurance Companyhealth | 421 | — | $81,521 | — |
| Unum Insurance Companycoverage not coded | 47 | — | $1,403 | — |
| Unum Life Insurance Company of Americalife | 319 | — | $821 | — |
| Unum Life Insurance Company of Americalife | 121 | — | $13,384 | — |
| Starmount Life Insurance Companydental, vision | 257 | — | $27,261 | — |
| Unum Insurance Companycoverage not coded | 16 | — | $323 | — |
| Unum Life Insurance Company of Americashort-term disability | 43 | — | $5,016 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Give Em a Brake Safety LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 287 | 282 | −1.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $131,594 | $130,785 | −0.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Give Em a Brake LLC Welfare Benefit Plan#503 · insurance, general assets | December 31, 2024 | July 14, 2025 | before deadline | 282 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Give Em a Brake Safety LLC pay in health insurance broker commissions in 2024?
Give Em a Brake Safety LLC's 2024 Form 5500 reports $130,785 in broker commissions and fees across 8 insurance contracts ($113,102 in commissions, $17,683 in fees), with Elaine Ash receiving the largest share.
Is Give Em a Brake Safety LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Priority Health Insurance Company.
How does Give Em a Brake Safety LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Give Em a Brake Safety LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.