H.B. Fuller Company
Updated Filing received by DOL
H.B. Fuller Company, a manufacturing — chemical, wood, plastics employer in ST. Paul, Minnesota, reported 2,534 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $110,219 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on H.B. Fuller Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract H.B. Fuller Company filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hays Companies · Milwaukee, WI | $67,918 | $0 | $67,918 | 1 |
| BSC Agency LLC · West Des Moines, IA | $0 | $42,301 | $42,301 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Arag Insurance Companycoverage not coded | 998 | — | — | — |
| Reliastar Life Insurance Companylife, long-term disability | 4,334 | — | $110,219 | — |
| Vision Service Planvision | 1,941 | — | — | — |
| Blue Cross Blue Shield of Minnesotahealth | 70 | — | — | — |
| Massachusetts Mutual Life Insurance Companylife | 382 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How H.B. Fuller Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,626 | 2,534 | −3.5% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $105,034 | $110,219 | +4.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| H.B. Fuller Company Group Benefit Plan#510 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 2,534 |
| H.B. Fuller Company Retiree Medical Plan#509 · insurance, trust | November 30, 2025 | September 15, 2026 | within extension | 660 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did H.B. Fuller Company pay in health insurance broker commissions in 2024?
H.B. Fuller Company's 2024 Form 5500 reports $110,219 in broker commissions and fees across 5 insurance contracts ($67,918 in commissions, $42,301 in fees), with Hays Companies receiving the largest share.
Is H.B. Fuller Company's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Minnesota.
How does H.B. Fuller Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for H.B. Fuller Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.