Heidelberg Materials US, Inc.
Updated Filing received by DOL
Heidelberg Materials US, Inc., a manufacturing — metal, equipment, transportation employer in Irving, Texas, reported 4,626 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 9 insurance contracts with no premium reported and $235,069 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 23, 2025, within the extension window.
Who was paid on Heidelberg Materials US, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Heidelberg Materials US, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Non-Medical Solutions,llc · Boston, MA | $33,447 | $87,151 | $120,598 | 3 |
| Willis Towers Watson · New York, NY | $89,347 | $16,000 | $105,347 | 5 |
| Piper Jordan Health & Benefits · Los Angeles, CA | $5,655 | $0 | $5,655 | 1 |
| Brown & Brown · Los Angeles, CA | $2,879 | $590 | $3,469 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inchealth, prescription drug, HMO | 32 | — | — | — |
| Hartford Life and Accidentcoverage not coded | 36 | — | $542 | — |
| Hartford Life and Accidentlife, long-term disability | 16,662 | — | $109,244 | — |
| Cigna Health and Life Insurance Company and Affiliatesdental, HMO, indemnity | 812 | — | — | — |
| Metropolitan Life Insurance Companyvision | 8,851 | — | $5,271 | — |
| Metlife Legal Planscoverage not coded | 352 | — | $9,124 | — |
| MVP Health Carehealth, prescription drug, HMO | 1 | — | $526 | — |
| Metropolitan Life Insurance Companyshort-term disability | 13 | — | — | — |
| Hartford Life and Accidentlife | 11,025 | — | $110,362 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Heidelberg Materials US, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 4,874 | 4,626 | −5.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $300,150 | $235,069 | −21.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Heidelberg Materials US, Inc. Health & Welfare Plan Active Employees#501 · insurance, general assets | December 31, 2024 | September 23, 2025 | within extension | 4,626 |
| Heidelberg Materials US, Inc. Health & Welfare Plan for Retirees#502 · insurance, general assets | December 31, 2024 | September 23, 2025 | within extension | 4,379 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Heidelberg Materials US, Inc. pay in health insurance broker commissions in 2024?
Heidelberg Materials US, Inc.'s 2024 Form 5500 reports $235,069 in broker commissions and fees across 9 insurance contracts ($131,328 in commissions, $103,741 in fees), with Strategic Non-Medical Solutions,llc receiving the largest share.
Is Heidelberg Materials US, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc, MVP Health Care.
How does Heidelberg Materials US, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Heidelberg Materials US, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.