Henderson Nevada Chamber of Commerce, Inc.
Updated Filing received by DOL
Henderson Nevada Chamber of Commerce, Inc., an other services employer in Henderson, Nevada, reported 4,131 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $1.6M in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Henderson Nevada Chamber of Commerce, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Henderson Nevada Chamber of Commerce, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Distinctive Insurance, Alera · Las Vegas, NV | $173,556 | $0 | $173,556 | 2 |
| Mark Martinez · Henderson, NV | $90,791 | $0 | $90,791 | 3 |
| Frey Insurance and Benefits · Las Vegas, NV | $87,260 | $0 | $87,260 | 3 |
| GBS Nevada Inc · Las Vegas, NV | $85,478 | $0 | $85,478 | 3 |
| Insurance Office of America · Las Vegas, NV | $82,035 | $0 | $82,035 | 3 |
| Acrisure · Las Vegas, NV | $80,274 | $0 | $80,274 | 5 |
| Coreprime · Las Vegas, NV | $76,240 | $0 | $76,240 | 3 |
| AssuredPartners · Las Vegas, NV | $71,854 | $0 | $71,854 | 3 |
| Craigin & Pike Inc · Las Vegas, NV | $70,365 | $0 | $70,365 | 1 |
| Employee Benefit Solutions, Inc · Las Vegas, NV | $67,539 | $0 | $67,539 | 3 |
| Patriot Growth · FT Washington, PA | $53,991 | $0 | $53,991 | 3 |
| Delta Insurance Agency · Las Vegas, NV | $47,438 | $0 | $47,438 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Plan of Nevadahealth, dental, vision, prescription drug · amount flagged as implausible, excluded | 9,039 | — | — | — |
| Health Plan of Nevadahealth, dental, vision, prescription drug | 3,687 | — | $993,639 | — |
| Health Plan of Nevadahealth, dental, vision, prescription drug | 1,250 | — | $366,766 | — |
| Health Plan of Nevadahealth, dental, vision, prescription drug | 745 | — | $207,837 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Henderson Nevada Chamber of Commerce, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 3,799 | 4,131 | +8.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $1,469,651 | $1,568,242 | +6.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Services Association Health Plan#516 · insurance | December 31, 2024 | October 14, 2025 | within extension | 4,131 |
| Construction Association Health Plan#513 · insurance | December 31, 2024 | October 14, 2025 | within extension | 1,895 |
| Retail Trade Association Health Plan#514 · insurance | December 31, 2024 | October 14, 2025 | within extension | 739 |
| Manufacturing Association Health Plan#512 · insurance | December 31, 2024 | October 14, 2025 | within extension | 556 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Henderson Nevada Chamber of Commerce, Inc. pay in health insurance broker commissions in 2024?
Henderson Nevada Chamber of Commerce, Inc.'s 2024 Form 5500 reports $1,568,242 in broker commissions and fees across 4 insurance contracts ($1,568,242 in commissions, $0 in fees), with Distinctive Insurance, Alera receiving the largest share.
Is Henderson Nevada Chamber of Commerce, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Health Plan of Nevada.
How does Henderson Nevada Chamber of Commerce, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Henderson Nevada Chamber of Commerce, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.