Horizon Community Learning Center
Updated Filing received by DOL
Horizon Community Learning Center, an education services employer in Phoenix, Arizona, reported 152 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $933,796 in insurance premiums across 5 contracts and $90,600 in broker commissions and fees, 7.5% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 31, 2026, within the extension window.
Who was paid on Horizon Community Learning Center's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Horizon Community Learning Center filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Benefit Commerce GRP, an Alera GRP · Scottssdale, AZ | $62,222 | $70 | $62,292 | 5 |
| Arizona Benefit Plans · Phoenix, AZ | $21,069 | $0 | $21,069 | 1 |
| Black Gould & Associates · Phoenix, AZ | $1,454 | $2,717 | $4,171 | 2 |
| BCBS of Arizona · Phoenix, AZ | $0 | $2,467 | $2,467 | 1 |
| Ashley Boehler | $328 | $0 | $328 | 1 |
| Legal Benefits Stoltz LLC · Scottsdale, AZ | $152 | $0 | $152 | 1 |
| Filipe Coelho | $88 | $0 | $88 | 1 |
| Z.Rae Insurance Group | $33 | $0 | $33 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Motivhealthhealth, prescription drug, stop-loss | 186 | $933,796 | $69,964 | 7.5% |
| Blue Cross Blue Shield of Arizonadental | 201 | — | $6,300 | — |
| Equitable Financial Life Insurance Company of Americavision, life, short-term disability, PPO | 152 | — | $12,834 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 12 | — | $277 | — |
| Assurity Life Insurance Companycoverage not coded | 23 | — | $1,225 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Horizon Community Learning Center compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,020 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 154 | 152 | −1.3% |
| Premiums filed | $906,976 | $933,796 | +3.0% |
| Broker commissions + fees | $95,543 | $90,600 | −5.2% |
| Commission rate | 7.8% | 7.5% | −0.3 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Horizon Community Learning Center Welfare Benefit Plan#501 · insurance, general assets | June 30, 2025 | March 31, 2026 | within extension | 152 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Horizon Community Learning Center pay in health insurance broker commissions in 2024?
Horizon Community Learning Center's 2024 Form 5500 reports $90,600 in broker commissions and fees across 5 insurance contracts ($85,346 in commissions, $5,254 in fees), with Benefit Commerce GRP, an Alera GRP receiving the largest share.
Is Horizon Community Learning Center's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Motivhealth.
How does Horizon Community Learning Center's broker compensation compare with similar employers?
Horizon Community Learning Center paid 7.5% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Arizona is 7.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.