Hornblower Group, Inc.
Updated Filing received by DOL
Hornblower Group, Inc., a transportation — truck & rail employer in Orlando, Florida, reported 2,611 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $341,645 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on Hornblower Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Hornblower Group, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $196,211 | $53,017 | $249,228 | 12 |
| Hewitt Insurance Brokerage · Chicago, IL | $75,587 | $0 | $75,587 | 1 |
| The Boon Insurance Agency · Austin, TX | $14,683 | $0 | $14,683 | 1 |
| Aon · Chicago, IL | $0 | $2,147 | $2,147 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 995 | — | $25,076 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 74 | — | — | — |
| Aetna Life Insurance Co.indemnity | 1,209 | — | $164,062 | — |
| Triple S Salud Inchealth, prescription drug | 318 | — | $36,788 | — |
| Legalplans, USAcoverage not coded | 208 | — | $5,841 | — |
| Lincoln National Life Insurance Companylife | 2,171 | — | $28,972 | — |
| Lincoln National Life Insurance Companylong-term disability | 2,171 | — | $36,272 | — |
| Lincoln National Life Insurance Companyshort-term disability | 541 | — | $21,576 | — |
| Dentegra Insurance Companydental, HMO | 84 | — | $1,385 | — |
| Aetna Life Insurance Companyhealth, prescription drug | 19 | — | $21,673 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 171 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Hornblower Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,733 | 2,611 | −4.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $620,512 | $341,645 | −44.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Hornblower Group, Inc. Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 2,611 |
| Hornblower Group, Inc. Health and Welfare Plan 505#505 · trust | December 31, 2025 | July 29, 2026 | before deadline | 242 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Hornblower Group, Inc. pay in health insurance broker commissions in 2025?
Hornblower Group, Inc.'s 2025 Form 5500 reports $341,645 in broker commissions and fees across 11 insurance contracts ($323,269 in commissions, $18,376 in fees), with Willis Towers Watson receiving the largest share.
Is Hornblower Group, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Triple S Salud Inc, Aetna Life Insurance Company.
How does Hornblower Group, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Hornblower Group, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.