HTC Global Services, Inc.
Updated Filing received by DOL
HTC Global Services, Inc., a professional & technical services employer in Troy, Michigan, reported 2,573 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $715,253 in insurance premiums across 7 contracts and $1.6M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 24, 2026, before the deadline.
Who was paid on HTC Global Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract HTC Global Services, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aetna Life Insurance Co · Hartford, CT | $0 | $648,660 | $648,660 | 1 |
| United of Omaha Life Insurance Comp · Omaha, NE | $0 | $636,975 | $636,975 | 1 |
| Brown & Brown · Troy, MI | $59,120 | $18,803 | $77,923 | 3 |
| Fidelity Security Life Insurance Co · Cincinnati, OH | $0 | $66,593 | $66,593 | 1 |
| Delta Dental of Michigan · Farmington Hills, MI | $0 | $44,282 | $44,282 | 1 |
| Metropolitan General Insurance Comp · Cleveland, OH | $0 | $41,958 | $41,958 | 1 |
| Strategic Solutions, LLC · Boston, MA | $0 | $30,805 | $30,805 | 1 |
| Curalinc LLC · Chicago, IL | $0 | $20,718 | $20,718 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Life Insurance Cohealth, prescription drug | 2,384 | $648,660 | $648,660 | 100.0% |
| Fidelity Security Life Insurance Companyvision | 2,350 | $66,593 | $66,593 | 100.0% |
| Curalinc LLCcoverage not coded | 1,159 | — | $20,718 | — |
| Metropolitan General Insurance Companycoverage not coded | 189 | — | $45,885 | — |
| Delta Dental of Michigandental | 2,375 | — | $44,828 | — |
| United of Omaha Life Insurance Companylife, short-term disability, long-term disability | 1,456 | — | $741,776 | — |
| Aetna Life Insurance Costop-loss · amount flagged as implausible, excluded | 185 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How HTC Global Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,621 | 2,573 | −1.8% |
| Premiums filed | $655,105 | $715,253 | +9.2% |
| Broker commissions + fees | $1,307,293 | $1,568,460 | +20.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| HTC Global Services, Inc. - Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 24, 2026 | before deadline | 2,573 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did HTC Global Services, Inc. pay in health insurance broker commissions in 2025?
HTC Global Services, Inc.'s 2025 Form 5500 reports $1,568,460 in broker commissions and fees across 7 insurance contracts ($59,120 in commissions, $1,509,340 in fees), with Aetna Life Insurance Co receiving the largest share.
Is HTC Global Services, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Co.
How does HTC Global Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for HTC Global Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.