Insperity Holdings, Inc.
Updated Filing received by DOL
Insperity Holdings, Inc., a professional & technical services employer in Kingwood, Texas, reported 211,533 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $2.5B in insurance premiums across 25 contracts and $33,490 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Insperity Holdings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Insperity Holdings, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $0 | $33,490 | $33,490 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 25 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United Healthcare Insurance Companyhealth, dental, prescription drug, PPO, indemnity | 386,748 | $2.5B | — | — |
| Kaiser Foundation Health Plan of Washingtonhealth, prescription drug, HMO | 61 | $423,500 | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 10,094 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 13,914 | — | — | — |
| Unitedhealthcare of Californiahealth, prescription drug, HMO | 2,151 | — | — | — |
| Blue Shield of California, California Physicians Servicehealth, prescription drug, HMO | 3,543 | — | $33,490 | — |
| Blue Cross Blue Shield of Hawaii Inchealth, prescription drug, HMO | 256 | — | — | — |
| Vision Service Planvision | 193,198 | — | — | — |
| Kaiser Foundation Health Plan of Hawaiihealth, prescription drug, HMO | 339 | — | — | — |
| Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO | 109 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 954 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 1,145 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 485 | — | — | — |
| HPHC Joint Venture Uhghealth, prescription drug, PPO | 25 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 400 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 567 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 1,235 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 11 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 1,311 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 50 | — | — | — |
| HPHC Insurance Companyhealth, prescription drug, PPO | 815 | — | — | — |
| Harvard Pilgrim Healthcarehealth, prescription drug, HMO | 1,847 | — | — | — |
| Harvard Pilgrim Healthcarehealth, prescription drug, HMO | 2,025 | — | — | — |
| Harvard Pilgrim Healthcarehealth, prescription drug, HMO | 1,606 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Insperity Holdings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $6,513 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 207,615 | 211,533 | +1.9% |
| Premiums filed | $2,453,180,903 | $2,519,453,592 | not comparable |
| Broker commissions + fees | $34,510 | $33,490 | −3.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Insperity Group Health Plan#502 · insurance | December 31, 2024 | October 14, 2025 | within extension | 211,533 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Insperity Holdings, Inc. pay in health insurance broker commissions in 2024?
Insperity Holdings, Inc.'s 2024 Form 5500 reports $33,490 in broker commissions and fees across 25 insurance contracts ($0 in commissions, $33,490 in fees), with Mercer receiving the largest share.
Is Insperity Holdings, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by United Healthcare Insurance Company, Kaiser Foundation Health Plan of Washington, Kaiser Foundation Health Plan, Inc..
How does Insperity Holdings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Insperity Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.