Intersystems Corporation
Updated Filing received by DOL
Intersystems Corporation, a professional & technical services employer in Cambridge, Massachusetts, reported 831 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $19M in insurance premiums across 4 contracts and $391,693 in broker commissions and fees, 1.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 26, 2026, before the deadline.
Who was paid on Intersystems Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Intersystems Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Boston, MA | $284,350 | $107,343 | $391,693 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Massachusetts, Inc.health, dental, prescription drug | 1,585 | $19M | $316,056 | 1.7% |
| Zurich American Insurance Companycoverage not coded | 946 | — | $628 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 1,121 | — | $11,059 | — |
| Reliance Standard Life Insurance Companylife, long-term disability | 946 | — | $63,950 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Intersystems Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $11,976 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 734 | 831 | +13.2% |
| Premiums filed | $17,055,564 | $18,982,313 | +11.3% |
| Broker commissions + fees | $349,240 | $391,693 | +12.2% |
| Commission rate | 1.7% | 1.7% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Intersystems Corporation Employee Benefit Plan#501 · insurance, general assets | December 31, 2025 | May 26, 2026 | before deadline | 831 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Intersystems Corporation pay in health insurance broker commissions in 2025?
Intersystems Corporation's 2025 Form 5500 reports $391,693 in broker commissions and fees across 4 insurance contracts ($284,350 in commissions, $107,343 in fees), with Gallagher receiving the largest share.
Is Intersystems Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Massachusetts, Inc..
How does Intersystems Corporation's broker compensation compare with similar employers?
Intersystems Corporation paid 1.7% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in Massachusetts is 2.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.