Intrepid Group, Inc.
Updated Filing received by DOL
Intrepid Group, Inc., a professional & technical services employer in Huntsville, Alabama, reported 355 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.7M in insurance premiums across 3 contracts and $51,882 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 4, 2026, within the extension window.
Who was paid on Intrepid Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Intrepid Group, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · Pembroke Pines, FL | $25,899 | $0 | $25,899 | 1 |
| Insurity Benefits Group, LLC · Huntsville, AL | $16,580 | $0 | $16,580 | 1 |
| Barrett Insurance & Associates · Madison, AL | $8,541 | $0 | $8,541 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, dental, prescription drug | 631 | $2.7M | — | — |
| Principal Life Insurance Companydental, vision, life, short-term disability, long-term disability, PPO | 881 | — | $51,020 | — |
| Relymdcoverage not coded | 294 | — | $862 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Intrepid Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $4,263 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 349 | 355 | +1.7% |
| Premiums filed | $4,405,664 | $2,689,932 | −38.9% |
| Broker commissions + fees | $110,356 | $51,882 | −53.0% |
| Commission rate | 0.0% | 0.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Intrepid Wrap Benefit Plan#504 · final filing · insurance | December 31, 2025 | September 4, 2026 | within extension | 355 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Intrepid Group, Inc. pay in health insurance broker commissions in 2025?
Intrepid Group, Inc.'s 2025 Form 5500 reports $51,882 in broker commissions and fees across 3 insurance contracts ($51,882 in commissions, $0 in fees), with Lockton receiving the largest share.
Is Intrepid Group, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Blue Cross and Blue Shield of Alabama.
How does Intrepid Group, Inc.'s broker compensation compare with similar employers?
Intrepid Group, Inc. paid 0.0% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Alabama is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.