J.D. & Billy Hines Trucking, Inc.
Updated Filing received by DOL
J.D. & Billy Hines Trucking, Inc., a transportation — truck & rail employer in Prescott, Arkansas, reported 137 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $1.3M in insurance premiums across 12 contracts and $130,228 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 17, 2025, before the deadline.
Who was paid on J.D. & Billy Hines Trucking, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract J.D. & Billy Hines Trucking, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Not Provided | $0 | $59,967 | $59,967 | 1 |
| Acrisure · Little Rock, AR | $35,721 | $3,441 | $39,162 | 10 |
| The Hatcher Agency · Little Rock, AR | $12,923 | $0 | $12,923 | 1 |
| Broker Solutions Inc · Little Rock, AR | $10,642 | $2,154 | $12,796 | 4 |
| Baffin Bay Marketing Group, LLC · Austin, TX | $2,549 | $0 | $2,549 | 1 |
| Marsh McLennan Agency · Charlotte, NC | $2,170 | $0 | $2,170 | 9 |
| Gregory L Hatcher · Little Rock, AR | $661 | $0 | $661 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Arkansas Blue Cross Blue Shieldhealth, prescription drug, PPO | 123 | $1.2M | $59,967 | 5.0% |
| Delta Dental Plan of Arkansasdental | 139 | $45,470 | $5,363 | 11.8% |
| Delta Dental Plan of Arkansasvision | 123 | $15,802 | $2,118 | 13.4% |
| Manhattan Life Assurance Co of Americahealth, short-term disability, indemnity | 61 | — | $20,738 | — |
| Lincoln National Life Insurance Companylife | 29 | — | $1,317 | — |
| The Lincoln National Life Insurance Companylife | 39 | — | $3,797 | — |
| The Lincoln National Life Insurance Companylife | 74 | — | $1,882 | — |
| The Lincoln National Life Insurance Companylong-term disability | 27 | — | $2,577 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 30 | — | $3,814 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 58 | — | $7,834 | — |
| The Lincoln National Life Insurance Companylong-term disability | 35 | — | $3,454 | — |
| 5star Life Insurance Companylife | 79 | — | $17,367 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How J.D. & Billy Hines Trucking, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $9,731 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 212 | 137 | −35.4% |
| Premiums filed | $1,553,710 | $1,258,164 | not comparable |
| Broker commissions + fees | $217,877 | $130,228 | −40.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| J.D & Billy Hines Trucking, Inc. Health & Welfare Benefit Plan#501 · insurance | December 31, 2024 | July 17, 2025 | before deadline | 137 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did J.D. & Billy Hines Trucking, Inc. pay in health insurance broker commissions in 2024?
J.D. & Billy Hines Trucking, Inc.'s 2024 Form 5500 reports $130,228 in broker commissions and fees across 12 insurance contracts ($64,666 in commissions, $65,562 in fees), with Not Provided receiving the largest share.
Is J.D. & Billy Hines Trucking, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Arkansas Blue Cross Blue Shield, Manhattan Life Assurance Co of America.
How does J.D. & Billy Hines Trucking, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for J.D. & Billy Hines Trucking, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.