BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Jewish Theological Seminary

Education services · New York, New York · EIN ending 7640

Updated Filing received by DOL

Jewish Theological Seminary, an education services employer in New York, New York, reported 106 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 9 insurance contracts with no premium reported and $10,360 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.

Participants
106
plan year 2024
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$10,360
1 broker
Commission rate
n/a
needs insured medical premium

Who was paid on Jewish Theological Seminary's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Jewish Theological Seminary filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Michael Hand · Culver City, CA$8,784$1,576$10,3609

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Mutual of Omaha Insurance Companycoverage not coded22—$14—
Mutual of Omaha Insurance Companyshort-term disability33—$136—
Emblemhealthhealth, prescription drug, HMO21—$3,958—
Mutual of Omaha Insurance Companylong-term disability113—$489—
Vision Service Planvision77—$811—
Mutual of Omaha Insurance Companylife131—$71—
Companion Life Insurance Companylife131—$619—
Companion Life Insurance Companylife22—$247—
United Healthcare Insurance Companydental233—$4,015—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Jewish Theological Seminary compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Jewish Theological Seminary
$10,360
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Jewish Theological Seminary Welfare Benefits Plan#501 · insurance, general assetsDecember 31, 2024October 14, 2025within extension106

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Jewish Theological Seminary pay in health insurance broker commissions in 2024?

Jewish Theological Seminary's 2024 Form 5500 reports $10,360 in broker commissions and fees across 9 insurance contracts ($8,784 in commissions, $1,576 in fees), with Michael Hand receiving the largest share.

Is Jewish Theological Seminary's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Emblemhealth.

How does Jewish Theological Seminary's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Jewish Theological Seminary because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.