Johns Hopkins University
Updated Filing received by DOL a plan year 2025 filing was received August 31, 2026 for 1 of this employer's 3 plans; this record moves to 2025 when all have arrived
Johns Hopkins University, an education services employer in Baltimore, Maryland, reported 18,862 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 17 insurance contracts with no premium reported and $804,518 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on August 7, 2025; the original filing date is not in the public dataset.
Who was paid on Johns Hopkins University's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Johns Hopkins University filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $387,220 | $346,403 | $733,623 | 9 |
| Henry B Thomas · Vero Beach, FL | $23,384 | $0 | $23,384 | 3 |
| J R Thomas, JR · Ruxton, MD | $23,379 | $0 | $23,379 | 2 |
| James R Thomas SR · Baltimore, MD | $22,559 | $0 | $22,559 | 1 |
| James Thomas SR · Baltimore, MD | $1,528 | $0 | $1,528 | 1 |
| Cornerstone Financial LLP · Towson, MD | $0 | $35 | $35 | 1 |
| Richard J Thomas · Ruxton, MD | $5 | $0 | $5 | 1 |
| James Richard Thomas · Baltimore, MD | $5 | $0 | $5 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 105 | — | — | — |
| Securian Life Insurance Companylife | 25,286 | — | $157,042 | — |
| Ace American Insurance Companycoverage not coded | 19,151 | — | $30,393 | — |
| Lincoln National Life Insurance Companylong-term disability | 16,652 | — | $69,556 | — |
| Kaiser PermanenteHMO | 439 | — | — | — |
| Lincoln National Life Insurance Companyshort-term disability | 8,128 | — | $12,783 | — |
| Securian Life Insurance Companylife | 7,424 | — | $19,522 | — |
| Eyemedvision | 24,024 | — | — | — |
| Eyemedvision | 26 | — | — | — |
| Eyemedvision | 133 | — | — | — |
| Metropolitan Life Insurance Companyhealth | 8,975 | — | $114,485 | — |
| Metropolitan Life Insurance Companyhealth | 8,028 | — | $224,017 | — |
| Lincoln National Life Insurance Companyshort-term disability | 5,067 | — | $70,749 | — |
| Lincoln National Life Insurance Companyshort-term disability | 4,027 | — | $35,076 | — |
| Unum Life Insurance Company of Americalong-term disability | 2,813 | — | $66,351 | — |
| Unum Life Insurance Company of Americalife | 3,202 | — | $4,494 | — |
| Provident Life and Accident Insurance Companyshort-term disability | 6 | — | $50 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Johns Hopkins University compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 18,066 | 18,862 | +4.4% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $679,377 | $804,518 | +18.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Johns Hopkins University Welfare Plan Formerly the Johns Hopkins University Group Life Insurance Plan#501 · amended · insurance, general assets | December 31, 2024 | August 7, 2025 | amended filing; original date not in data | 18,862 |
| Johns Hopkins University Learners' Welfare Plan#516 · insurance, general assets | June 30, 2025 | February 20, 2026 | 20 days after deadline, no extension indicated | 3,019 |
| The Johns Hopkins University Retiree Health Plan#514 · insurance, trust | June 30, 2025 | April 13, 2026 | within extension | 1,723 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Johns Hopkins University pay in health insurance broker commissions in 2024?
Johns Hopkins University's 2024 Form 5500 reports $804,518 in broker commissions and fees across 17 insurance contracts ($458,080 in commissions, $346,438 in fees), with Mercer receiving the largest share.
Is Johns Hopkins University's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Metropolitan Life Insurance Company.
How does Johns Hopkins University's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Johns Hopkins University because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.