Johnson and Johnson
Updated Filing received by DOL
Johnson and Johnson, a manufacturing — metal, equipment, transportation employer in New Brunswick, New Jersey, reported 57,403 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $6.5M in insurance premiums across 13 contracts and $723,638 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Johnson and Johnson's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Johnson and Johnson filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · Newark, NJ | $0 | $439,182 | $439,182 | 13 |
| Marsh McLennan Agency · Conshohocken, PA | $284,456 | $0 | $284,456 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 46,469 | $6.5M | $29,091 | 0.4% |
| Aetna Dentalcoverage not coded | 18,777 | — | — | — |
| Cigna Internationalcoverage not coded | 414 | — | — | — |
| Cigna International Dentalcoverage not coded | 350 | — | — | — |
| HMSAcoverage not coded | 40 | — | — | — |
| Kaiser of Californiacoverage not coded | 692 | — | — | — |
| Prudentialcoverage not coded | 36,155 | — | $284,456 | — |
| Metropolitan Life Insurance Companylife | 6,780 | — | $82,533 | — |
| Metropolitan Life Insurance Companylife | 877 | — | $13,773 | — |
| Metropolitan Life Insurance Companylife | 49,397 | — | $280,884 | — |
| Metropolitan Life Insurance Companylife | 17,412 | — | $32,901 | — |
| Metropolitan Life Insurance Companycoverage not coded | 67,070 | — | — | — |
| Aetna Dentaldental | 345 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Johnson and Johnson compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 54,921 | 57,403 | +4.5% |
| Premiums filed | $0 | $6,499,695 | — |
| Broker commissions + fees | $0 | $723,638 | — |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Johnson and Johnson Health and Welfare Plan#601 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 57,403 |
| Health Benefits for Employees of Puerto Rico#634 · general assets | December 31, 2024 | October 15, 2025 | within extension | 5,199 |
| J&J Group Health Benefits Plan for Certain Union Represented Employees#569 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 1,930 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Johnson and Johnson pay in health insurance broker commissions in 2024?
Johnson and Johnson's 2024 Form 5500 reports $723,638 in broker commissions and fees across 13 insurance contracts ($284,456 in commissions, $439,182 in fees), with Willis Towers Watson receiving the largest share.
Is Johnson and Johnson's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Johnson and Johnson's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Johnson and Johnson because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.