Joon LLC, dba Ajin USA
Updated Filing received by DOL
Joon LLC, dba Ajin USA, a manufacturing — metal, equipment, transportation employer in Cusseta, Alabama, reported 380 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $3.5M in insurance premiums across 4 contracts and $244,464 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on December 10, 2025, within the extension window.
Who was paid on Joon LLC, dba Ajin USA's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Joon LLC, dba Ajin USA filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Harmon Dennis Bradshaw Inc · Montgomery, AL | $169,363 | $9,326 | $178,689 | 3 |
| Lakeshore Benefit Alliance · Birmingham, AL | $52,745 | $0 | $52,745 | 1 |
| Lba Service, LLC. · Birmingham, AL | $7,535 | $0 | $7,535 | 1 |
| Gis Benefits Inc. · Morris, IL | $0 | $2,433 | $2,433 | 1 |
| Kathryn Kenner Decoux · Auburn, AL | $601 | $0 | $601 | 1 |
| Heather Horn · Locust Fork, AL | $343 | $79 | $422 | 1 |
| Dempsey D Bell · Minter, AL | $363 | $0 | $363 | 1 |
| PJ Skelton LLC · Auburn, AL | $253 | $59 | $312 | 1 |
| Barden and Associates LLC · Dadeville, AL | $253 | $42 | $295 | 1 |
| Melissa Billingsley · Ocean Springs, MS | $202 | $39 | $241 | 1 |
| Kara Hughes Pardue · Spanish Fort, AL | $216 | $0 | $216 | 1 |
| Complete Business Benefits Inc · Wetumpka, AL | $154 | $0 | $154 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, dental, vision, prescription drug, PPO | 434 | $3.5M | — | — |
| Equitable Inancial Life Insurance Company of Americalife, short-term disability, long-term disability | 410 | — | $52,193 | — |
| Shelterpoint Insurancehealth | 558 | — | $165,769 | — |
| Colonial Life & Accident Insurance Companyhealth, life | 183 | — | $26,502 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Joon LLC, dba Ajin USA compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $8,050 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 298 | 380 | +27.5% |
| Premiums filed | $3,111,150 | $3,493,682 | not comparable |
| Broker commissions + fees | $242,313 | $244,464 | +0.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ajin USA Joon LLC Welfare Benefit Plan#501 · insurance | February 28, 2025 | December 10, 2025 | within extension | 380 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Joon LLC, dba Ajin USA pay in health insurance broker commissions in 2024?
Joon LLC, dba Ajin USA's 2024 Form 5500 reports $244,464 in broker commissions and fees across 4 insurance contracts ($232,454 in commissions, $12,010 in fees), with Harmon Dennis Bradshaw Inc receiving the largest share.
Is Joon LLC, dba Ajin USA's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Blue Cross and Blue Shield of Alabama, Shelterpoint Insurance, Colonial Life & Accident Insurance Company.
How does Joon LLC, dba Ajin USA's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Joon LLC, dba Ajin USA because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.