JSR North America Holdings, Inc.
Updated Filing received by DOL
JSR North America Holdings, Inc., a manufacturing — metal, equipment, transportation employer in Sunnyvale, California, reported 447 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.7M in insurance premiums across 14 contracts and $336,793 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on JSR North America Holdings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract JSR North America Holdings, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Dedham, MA | $309,728 | $23,954 | $333,682 | 13 |
| Gallagher · Rolling Meadows, IL | $892 | $83 | $975 | 1 |
| ADP · Boston, MA | $0 | $642 | $642 | 4 |
| Ruth a Anderson · Clayton, NC | $538 | $0 | $538 | 1 |
| Stovall & Associates Inc · Chocowinity, NC | $407 | $0 | $407 | 2 |
| Dorsey & Associates Inc · Cumming, GA | $407 | $0 | $407 | 2 |
| Ruth Anderson · Clayton, NC | $263 | $0 | $263 | 1 |
| Bruce Morton · Hubert, NC | $126 | $0 | $126 | 1 |
| Thomson Success Partners Inc · Matlacha, FL | $126 | $0 | $126 | 1 |
| Thompson Success Partners Inc · Matlacha, FL | $67 | $0 | $67 | 1 |
| Dorsey & Assoc. Inc · Cumming, GA | $58 | $0 | $58 | 1 |
| Marsh McLennan Agency · Boston, MA | $13 | $0 | $13 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, dental, vision, prescription drug, indemnity | 3,812 | $1.7M | $42,854 | 2.6% |
| Cigna Healthcare of Californiahealth, HMO | 49 | $23,806 | $47 | 0.2% |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 26 | — | $1,431 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 14 | — | $694 | — |
| Ace American Insurance Companycoverage not coded | 247 | — | $975 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 258 | — | $6,063 | — |
| Reliastar Life Insurance Companylife, short-term disability, long-term disability | 1,555 | — | $206,337 | — |
| Kaiser Foundation Health Plan IncHMO | 2 | — | $185 | — |
| Kaiser Foundation Health Plan Inchealth, prescription drug, HMO | 70 | — | $2,533 | — |
| Reliastar Life Insurance Companylife, short-term disability, long-term disability | 247 | — | $30,121 | — |
| Nippon Life Insurance Company of Americahealth, prescription drug | 40 | — | $25,517 | — |
| Kaiser Foundation Health Plan Inchealth, HMO | 38 | — | $790 | — |
| Reliastar Life Insurance Companylife, short-term disability, long-term disability | 130 | — | $19,220 | — |
| Reliastar Life Insurance Companylife, short-term disability, long-term disability | 1 | — | $26 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How JSR North America Holdings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 505 | 447 | −11.5% |
| Premiums filed | $2,304,459 | $1,690,392 | not comparable |
| Broker commissions + fees | $472,591 | $336,793 | −28.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| JSR North America Holdings, Inc. Welfare Benefit Plans#501 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 447 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did JSR North America Holdings, Inc. pay in health insurance broker commissions in 2025?
JSR North America Holdings, Inc.'s 2025 Form 5500 reports $336,793 in broker commissions and fees across 14 insurance contracts ($312,114 in commissions, $24,679 in fees), with Brown & Brown receiving the largest share.
Is JSR North America Holdings, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Cigna Healthcare of California, Kaiser Foundation Health Plan Inc.
How does JSR North America Holdings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for JSR North America Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.