Keith Titus Corporation
Updated Filing received by DOL
Keith Titus Corporation, a transportation — truck & rail employer in Weedsport, New York, reported 199 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $62,142 in insurance premiums across 6 contracts and $53,398 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 24, 2026, before the deadline.
Who was paid on Keith Titus Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Keith Titus Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Kristine Kellogg · Weedsport, NY | $21,531 | $0 | $21,531 | 4 |
| Donald H Matson · Auburn, NY | $13,459 | $463 | $13,922 | 2 |
| Donald Matson · Auburn, NY | $8,129 | $0 | $8,129 | 2 |
| Ashley Granato · Auburn, NY | $7,608 | $350 | $7,958 | 1 |
| Jon Piche · Hastings, NY | $1,059 | $31 | $1,090 | 1 |
| Marie Treat · Auburn, NY | $561 | $0 | $561 | 1 |
| Misty L Phelan · Port Charlotte, FL | $74 | $0 | $74 | 1 |
| Integrity Insurance Inc · Middletown, DE | $65 | $0 | $65 | 1 |
| Lisa T Garrigan · Hinsdale, IL | $45 | $0 | $45 | 1 |
| CYD M Wyatt · Omaha, NE | $12 | $0 | $12 | 1 |
| Stephen M Henss LLC · Landenburg, PA | $9 | $0 | $9 | 1 |
| Robert E Ellis · Omaha, NE | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Excellus Blue Cross Blue Shielddental | 102 | $62,142 | $5,443 | 8.8% |
| First Unum Life Insurance Companylife | 157 | — | $3,451 | — |
| First Unum Life Insurance Companylife | 68 | — | $4,678 | — |
| Excellus Blue Cross Blue Shieldvision | 84 | — | $920 | — |
| The Paul Revere Life Insurance Companyhealth, life, indemnity | 140 | — | $38,682 | — |
| Colonial Life & Accident Insurance Companyhealth, short-term disability, indemnity | 8 | — | $224 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Keith Titus Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 158 | 199 | +25.9% |
| Premiums filed | $54,520 | $62,142 | not comparable |
| Broker commissions + fees | $48,572 | $53,398 | +9.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Keith Titus Corporation Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 24, 2026 | before deadline | 199 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Keith Titus Corporation pay in health insurance broker commissions in 2025?
Keith Titus Corporation's 2025 Form 5500 reports $53,398 in broker commissions and fees across 6 insurance contracts ($52,554 in commissions, $844 in fees), with Kristine Kellogg receiving the largest share.
Is Keith Titus Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company.
How does Keith Titus Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Keith Titus Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.