Keywords US Holdings Inc.
Updated Filing received by DOL
Keywords US Holdings Inc., a professional & technical services employer in Bothell, Washington, reported 639 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $69,941 in insurance premiums across 13 contracts and $165,462 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 28, 2026, before the deadline.
Who was paid on Keywords US Holdings Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Keywords US Holdings Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Benefit Resources · Atlanta, GA | $0 | $92,988 | $92,988 | 1 |
| HUB International · Chicago, IL | $68,294 | $3,727 | $72,021 | 18 |
| Alliant Insurance Services · Seattle, WA | $453 | $0 | $453 | 5 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision, PPO | 431 | $69,941 | $5,515 | 7.9% |
| Cigna Health and Life Insurance Companycoverage not coded | 117 | — | $1,093 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 101 | — | $1,762 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 19 | — | $5,114 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 30 | — | $9,794 | — |
| Life Insurance Company of North Americalife | 624 | — | $7,542 | — |
| New York Life Group Insurance Company of New Yorkcoverage not coded | 7 | — | $238 | — |
| Life Insurance Company of North Americalong-term disability | 418 | — | $5,485 | — |
| Life Insurance Company of North Americacoverage not coded | 624 | — | $3,080 | — |
| Life Insurance Company of North Americashort-term disability | 141 | — | $3,911 | — |
| Granular Insurance Companystop-loss | 458 | — | $119,556 | — |
| Life Insurance Company of the North Americacoverage not coded | 30 | — | $281 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 136 | — | $2,091 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Keywords US Holdings Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 716 | 639 | −10.8% |
| Premiums filed | $65,501 | $69,941 | not comparable |
| Broker commissions + fees | $51,200 | $165,462 | +223.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Keywords US Holdings, Inc. Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 28, 2026 | before deadline | 639 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Keywords US Holdings Inc. pay in health insurance broker commissions in 2025?
Keywords US Holdings Inc.'s 2025 Form 5500 reports $165,462 in broker commissions and fees across 13 insurance contracts ($68,747 in commissions, $96,715 in fees), with Strategic Benefit Resources receiving the largest share.
Is Keywords US Holdings Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc..
How does Keywords US Holdings Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Keywords US Holdings Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.