Kiawah Island Community Association, Inc.
Updated Filing received by DOL
Kiawah Island Community Association, Inc., an other services employer in Kiawah Island, South Carolina, reported 100 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 2 insurance contracts with no premium reported and $29,179 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received an amended filing on September 11, 2026; the original filing date is not in the public dataset.
Who was paid on Kiawah Island Community Association, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Kiawah Island Community Association, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Virginia Beach, VA | $15,433 | $6,645 | $22,078 | 2 |
| United Producers Group, LLC · Mount Pleasant, SC | $2,368 | $4,733 | $7,101 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companylife, short-term disability, long-term disability | 103 | — | $21,605 | — |
| Delta Dental of Missouridental, vision | 122 | — | $7,574 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Kiawah Island Community Association, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Kiawah Island Community Association, Inc. Welfare Benefits Plan#502 · amended · insurance, general assets | December 31, 2025 | September 11, 2026 | amended filing; original date not in data | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Kiawah Island Community Association, Inc. pay in health insurance broker commissions in 2025?
Kiawah Island Community Association, Inc.'s 2025 Form 5500 reports $29,179 in broker commissions and fees across 2 insurance contracts ($17,801 in commissions, $11,378 in fees), with USI Insurance Services receiving the largest share.
Is Kiawah Island Community Association, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Kiawah Island Community Association, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Kiawah Island Community Association, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.