King Kullen Grocery Co.
Updated Filing received by DOL
King Kullen Grocery Co., a retail — stores, food, auto, clothing employer in Hauppauge, New York, reported 220 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $18,490 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on February 18, 2026, before the deadline.
Who was paid on King Kullen Grocery Co.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract King Kullen Grocery Co. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Boston, NJ | $6,527 | $5,026 | $11,553 | 3 |
| Topbenefits · Quincy, MA | $1,149 | $3,417 | $4,566 | 2 |
| Reuben Warner Associates, Inc. · Staten Island, NY | $0 | $2,371 | $2,371 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Federal Insurance Company, a Chubb Companycoverage not coded | 178 | — | $4,149 | — |
| Hip, an Emblemhealth Companyhealth, dental, vision, prescription drug, HMO | 8 | — | — | — |
| United Healthcare Insurance Companyvision | 559 | — | — | — |
| Metropolitan Life Insurance Companydental | 497 | — | — | — |
| Lincoln Life & Annuity Company of New Yorklife | 179 | — | $8,592 | — |
| Lincoln Life & Annuity Company of New Yorklong-term disability | 124 | — | $5,749 | — |
| Lincoln National Life Insurance Companycoverage not coded | 124 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How King Kullen Grocery Co. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 227 | 220 | −3.1% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $23,598 | $18,490 | −21.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Welfare Plan for King Kullen Grocery Co., Inc. Non-Union Employees#501 · insurance, general assets | September 30, 2025 | February 18, 2026 | before deadline | 220 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did King Kullen Grocery Co. pay in health insurance broker commissions in 2024?
King Kullen Grocery Co.'s 2024 Form 5500 reports $18,490 in broker commissions and fees across 7 insurance contracts ($7,676 in commissions, $10,814 in fees), with Marsh McLennan Agency receiving the largest share.
Is King Kullen Grocery Co.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hip, an Emblemhealth Company.
How does King Kullen Grocery Co.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for King Kullen Grocery Co. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.