Larson Gross, PLLC
Updated Filing received by DOL
Larson Gross, PLLC, a professional & technical services employer in Bellingham, Washington, reported 153 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $80,174 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 10, 2025, before the deadline.
Who was paid on Larson Gross, PLLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Larson Gross, PLLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Bothell, WA | $53,438 | $375 | $53,813 | 3 |
| Alliant Insurance Services · Spokane, WA | $24,881 | $397 | $25,278 | 3 |
| Connexion Insurance Solutions, Inc. · Seattle, WA | $0 | $668 | $668 | 1 |
| Watchtower Benefits LLC · Chicago, IL | $197 | $220 | $417 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Wellspring Family Services Eapcoverage not coded | 185 | — | — | — |
| Principal Life Insurance Companylife | 204 | — | $2,023 | — |
| Vision Service Planvision | 161 | — | $2,373 | — |
| Aetna Life Insurance Companyhealth, dental, prescription drug | 308 | — | $75,778 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Larson Gross, PLLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 130 | 153 | +17.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $64,569 | $80,174 | +24.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Larson Gross, PLLC Welfare Benefit Plan#501 · insurance, general assets | December 31, 2024 | July 10, 2025 | before deadline | 153 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Larson Gross, PLLC pay in health insurance broker commissions in 2024?
Larson Gross, PLLC's 2024 Form 5500 reports $80,174 in broker commissions and fees across 4 insurance contracts ($78,515 in commissions, $1,659 in fees), with HUB International receiving the largest share.
Is Larson Gross, PLLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company.
How does Larson Gross, PLLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Larson Gross, PLLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.