Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC
Updated Filing received by DOL
Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC, an administrative & support services employer in Boca Raton, Florida, reported 532 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $233,768 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received an amended filing on July 30, 2025; the original filing date is not in the public dataset.
Who was paid on Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| EPIC Insurance Brokers · New York, NY | $185,119 | $41,424 | $226,543 | 7 |
| Optavise LLC · South Birmingham, AL | $5,345 | $0 | $5,345 | 3 |
| Aon · Chicago, IL | $1,880 | $0 | $1,880 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| American Heritage Life Insurance Companycoverage not coded | 23 | — | $1,770 | — |
| American Heritage Life Insurance Companycoverage not coded | 201 | — | $18,738 | — |
| Life Insurance Company of North Americacoverage not coded | 538 | — | $7,174 | — |
| American Heritage Life Insurance Companycoverage not coded | 226 | — | $4,015 | — |
| Life Insurance Company of North Americalife | 532 | — | $44,227 | — |
| Life Insurance Company of North Americalong-term disability | 509 | — | $48,754 | — |
| Aetna Life Insurance Companyhealth, dental, vision | 1,174 | — | $81,189 | — |
| Life Insurance Company of North Americashort-term disability | 231 | — | $27,901 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 523 | 532 | +1.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $111,782 | $233,768 | +109.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Legacy Intermediate, LLC dba MPLT Healthcare, LLC & Inspyr Solutions, LLC Health & Welfare Plan#501 · amended · insurance | December 31, 2024 | July 30, 2025 | amended filing; original date not in data | 532 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC pay in health insurance broker commissions in 2024?
Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC's 2024 Form 5500 reports $233,768 in broker commissions and fees across 8 insurance contracts ($192,344 in commissions, $41,424 in fees), with EPIC Insurance Brokers receiving the largest share.
Is Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Aetna Life Insurance Company.
How does Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Legacy Intermediate LLC dba Inspyr Solutions LLC & MPLT Healthcare LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.