Legal Assistance of Western New York, Inc.
Updated Filing received by DOL
Legal Assistance of Western New York, Inc., a professional & technical services employer in Geneva, New York, reported 175 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.0M in insurance premiums across 8 contracts and $84,367 in broker commissions and fees, 3.3% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 19, 2026, before the deadline.
Who was paid on Legal Assistance of Western New York, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Legal Assistance of Western New York, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Rochester, NY | $80,110 | $4,257 | $84,367 | 11 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Excellus Blue Cross Blue Shieldhealth, prescription drug | 158 | $1.9M | $62,893 | 3.3% |
| Excellus Blue Cross Blue Shielddental | 171 | $111,349 | $7,522 | 6.8% |
| Vision Service Plan Insurancevision | 78 | — | $362 | — |
| Employee Network Inccoverage not coded | 150 | — | — | — |
| New York Life Group Insurance Company of New Yorkcoverage not coded | 186 | — | $251 | — |
| New York Life Group Insurance Company of New Yorklong-term disability | 186 | — | $5,800 | — |
| New York Life Group Insurance Company of New Yorkshort-term disability | 186 | — | $2,120 | — |
| New York Life Group Insurance Company of New Yorklife | 186 | — | $5,419 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Legal Assistance of Western New York, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $11,973 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 171 | 175 | +2.3% |
| Premiums filed | $3,071,841 | $2,003,133 | −34.8% |
| Broker commissions + fees | $110,881 | $84,367 | −23.9% |
| Commission rate | 3.2% | 3.3% | +0.1 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Welfare Benefit Plan of Legal Assistance of Western New York, Inc.#501 · insurance, general assets | December 31, 2025 | July 19, 2026 | before deadline | 175 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Legal Assistance of Western New York, Inc. pay in health insurance broker commissions in 2025?
Legal Assistance of Western New York, Inc.'s 2025 Form 5500 reports $84,367 in broker commissions and fees across 8 insurance contracts ($80,110 in commissions, $4,257 in fees), with Brown & Brown receiving the largest share.
Is Legal Assistance of Western New York, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Excellus Blue Cross Blue Shield.
How does Legal Assistance of Western New York, Inc.'s broker compensation compare with similar employers?
Legal Assistance of Western New York, Inc. paid 3.3% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in New York is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
Send the full findings to your inbox.
A specialist writes up every finding for Legal Assistance of Western New York, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.