Liberty Maritime Services Corporation
Updated Filing received by DOL
Liberty Maritime Services Corporation, a transportation — truck & rail employer in Jericho, New York, reported 101 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 8 insurance contracts with no premium reported and $210,366 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on August 22, 2026, within the extension window.
Who was paid on Liberty Maritime Services Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Liberty Maritime Services Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Dickerson Employee Benefits · Burbank, CA | $155,466 | $0 | $155,466 | 8 |
| Emerson Rogers, LLC · New York, NY | $0 | $54,900 | $54,900 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Mutual of Omaha Insurance Companyshort-term disability | 101 | — | $3,129 | — |
| Mutual of Omaha Insurance Companylong-term disability | 101 | — | $5,847 | — |
| Cigna Health and Life Insurance Companydental, vision, indemnity | 83 | — | $7,313 | — |
| Companion Life Insurance Companylife | 44 | — | $2,202 | — |
| Mutual of Omaha Insurance Companylife | 101 | — | $624 | — |
| Companion Life Insurance Companylife | 101 | — | $4,150 | — |
| Cigna Health and Life Insurance Companyhealth | 74 | — | $186,871 | — |
| Mutual of Omaha Insurance Companycoverage not coded | 44 | — | $230 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Liberty Maritime Services Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Liberty Maritime Services Corporation Welfare Benefits Plan#501 · insurance | December 31, 2025 | August 22, 2026 | within extension | 101 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Liberty Maritime Services Corporation pay in health insurance broker commissions in 2025?
Liberty Maritime Services Corporation's 2025 Form 5500 reports $210,366 in broker commissions and fees across 8 insurance contracts ($155,466 in commissions, $54,900 in fees), with Dickerson Employee Benefits receiving the largest share.
Is Liberty Maritime Services Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Health and Life Insurance Company.
How does Liberty Maritime Services Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Liberty Maritime Services Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.