Licking/Knox Goodwill
Updated Filing received by DOL
Licking/Knox Goodwill, a retail — general merchandise, sporting goods employer in Newark, Ohio, reported 199 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $39,960 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from HCC Life Insurance Company). The Department of Labor received the filing on December 18, 2025, before the deadline.
Who was paid on Licking/Knox Goodwill's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Licking/Knox Goodwill filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Rankin and Rankin Inc · Zanesville, OH | $33,139 | $0 | $33,139 | 5 |
| Gis Benefits Inc · Morris, IL | $5,033 | $1,242 | $6,275 | 3 |
| The Worksite Group · Columbus, OH | $319 | $32 | $351 | 3 |
| Gis Benefits in · Morris, IL | $282 | $53 | $335 | 1 |
| Boon Chapman Benefit Administrators · Austin, TX | $0 | $0 | $0 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companydental, vision, life, short-term disability, long-term disability | 226 | — | $17,311 | — |
| HCC Life Insurance Companystop-loss | 67 | — | $21,329 | — |
| Metropolitan Life Insurance Companycoverage not coded | 22 | — | $566 | — |
| Metropolitan Life Insurance Companycoverage not coded | 60 | — | $93 | — |
| Metropolitan Life Insurance Companyindemnity | 31 | — | $661 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Licking/Knox Goodwill compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 234 | 199 | −15.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $24,763 | $39,960 | +61.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Licking/Knox Goodwill Employee Benefits Plan#501 · insurance, general assets | June 30, 2025 | December 18, 2025 | before deadline | 199 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Licking/Knox Goodwill pay in health insurance broker commissions in 2024?
Licking/Knox Goodwill's 2024 Form 5500 reports $39,960 in broker commissions and fees across 5 insurance contracts ($38,745 in commissions, $1,215 in fees), with Rankin and Rankin Inc receiving the largest share.
Is Licking/Knox Goodwill's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from HCC Life Insurance Company).
How does Licking/Knox Goodwill's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Licking/Knox Goodwill because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.