Lilly del Caribe, Inc.
Updated Filing received by DOL
Lilly del Caribe, Inc., a manufacturing — chemical, wood, plastics employer in Carolina, Puerto Rico, reported 1,794 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $1.6M in insurance premiums across 6 contracts and $84,222 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 7, 2025, within the extension window.
Who was paid on Lilly del Caribe, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lilly del Caribe, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · San Juan, PR | $74,088 | $9,755 | $83,843 | 2 |
| Mercer · ST. Louis, MO | $379 | $0 | $379 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Triple S Advantagehealth, dental, vision, prescription drug, PPO | 664 | $1.2M | — | — |
| Triple S Salud, Inc.dental, vision, prescription drug | 40 | $332,624 | — | — |
| Ace American Insurance Companycoverage not coded | 1,059 | — | $379 | — |
| Triple-S Vida, Inc.coverage not coded | 1,100 | — | $12,691 | — |
| Metropolitan Life Insurance Companylife | 1,477 | — | $71,152 | — |
| Prudential Insurance Company of Americalong-term disability | 1,066 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lilly del Caribe, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $1,870 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,693 | 1,794 | +6.0% |
| Premiums filed | $2,540,772 | $1,574,540 | −38.0% |
| Broker commissions + fees | $140,290 | $84,222 | −40.0% |
| Commission rate | 0.0% | 0.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Eli Lilly Puerto Rico Employee Welfare Plan#508 · insurance, general assets | December 31, 2024 | October 7, 2025 | within extension | 1,794 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lilly del Caribe, Inc. pay in health insurance broker commissions in 2024?
Lilly del Caribe, Inc.'s 2024 Form 5500 reports $84,222 in broker commissions and fees across 6 insurance contracts ($74,467 in commissions, $9,755 in fees), with HUB International receiving the largest share.
Is Lilly del Caribe, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Advantage.
How does Lilly del Caribe, Inc.'s broker compensation compare with similar employers?
Lilly del Caribe, Inc. paid 0.0% of medical premium in commissions and fees. The median for employers with 1,000-4,999 participants is 2.0%, and the median in Puerto Rico is 5.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.