Lindamood-Bell Learning Processes
Updated Filing received by DOL
Lindamood-Bell Learning Processes, an education services employer in San Luis Obispo, California, reported 471 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $169,825 in insurance premiums across 6 contracts and $261,786 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 17, 2026, before the deadline.
Who was paid on Lindamood-Bell Learning Processes's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lindamood-Bell Learning Processes filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $206,370 | $54,566 | $260,936 | 4 |
| Barney & Barney, Mma LLC Co · Los Angeles, CA | $797 | $53 | $850 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companyshort-term disability | 402 | $77,091 | $12,193 | 15.8% |
| Standard Insurance Companylong-term disability | 402 | $49,819 | $7,837 | 15.7% |
| Standard Insurance Companylife | 402 | $42,915 | $8,748 | 20.4% |
| Blue Cross of Californiahealth, prescription drug, PPO | 393 | — | $232,158 | — |
| Anthem Blue Cross Life and Health Insurance Companydental, vision, indemnity | 452 | — | — | — |
| Four Ever Life Insurance Companycoverage not coded | 671 | — | $850 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lindamood-Bell Learning Processes compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 539 | 471 | −12.6% |
| Premiums filed | $0 | $169,825 | not comparable |
| Broker commissions + fees | $247,097 | $261,786 | +5.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lindamood Bell Learning Processes Health & Wellness Plan#501 · insurance, general assets | December 31, 2025 | June 17, 2026 | before deadline | 471 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lindamood-Bell Learning Processes pay in health insurance broker commissions in 2025?
Lindamood-Bell Learning Processes's 2025 Form 5500 reports $261,786 in broker commissions and fees across 6 insurance contracts ($207,167 in commissions, $54,619 in fees), with Marsh McLennan Agency receiving the largest share.
Is Lindamood-Bell Learning Processes's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross of California.
How does Lindamood-Bell Learning Processes's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Lindamood-Bell Learning Processes because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.