Lre Foundation Repair LLC
Updated Filing received by DOL
Lre Foundation Repair LLC, a construction employer in Brooksville, Florida, reported 103 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $15,784 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 29, 2025, before the deadline.
Who was paid on Lre Foundation Repair LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lre Foundation Repair LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Baldwin Group · Tampa, FL | $6,346 | $1,264 | $7,610 | 7 |
| Michael Roy Reber · Tampa, FL | $4,324 | $0 | $4,324 | 4 |
| Anderson Benefit Solutions · Land O Lakes, FL | $1,083 | $227 | $1,310 | 1 |
| Choice Benefits Solutions LLC · Seminole, FL | $421 | $447 | $868 | 1 |
| Bryan Anthony Gonzalez · Tampa, FL | $796 | $0 | $796 | 1 |
| Michael Reber · Tampa, FL | $412 | $0 | $412 | 1 |
| Heil Business Solutions Corporation · Tampa, FL | $226 | $23 | $249 | 1 |
| Jaquelyn Loretta Carter · Tampa, FL | $153 | $0 | $153 | 1 |
| William E Gecewicz · Riverview, FL | $0 | $28 | $28 | 1 |
| Worksite America LLC · Clearwater, FL | $10 | $7 | $17 | 1 |
| John Anthony Carreiro Iii · Treasure Island, FL | $11 | $1 | $12 | 1 |
| John C Jones and Associates Inc · ST Petersburg, FL | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companyshort-term disability | 40 | — | $1,716 | — |
| United of Omaha Life Insurance Companylong-term disability | 25 | — | $1,328 | — |
| United of Omaha Life Insurance Companycoverage not coded | 26 | — | $2,010 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 28 | — | $4,998 | — |
| Aetna Life Insurance Companyhealth, dental, vision | 108 | — | $5,123 | — |
| United of Omaha Life Insurance Companylife | 127 | — | $609 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lre Foundation Repair LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 103 | 103 | +0.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $25,279 | $15,784 | −37.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lre Foundation Repair, LLC Welfare Benefits Plan#501 · insurance, general assets | December 31, 2024 | May 29, 2025 | before deadline | 103 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lre Foundation Repair LLC pay in health insurance broker commissions in 2024?
Lre Foundation Repair LLC's 2024 Form 5500 reports $15,784 in broker commissions and fees across 6 insurance contracts ($13,787 in commissions, $1,997 in fees), with The Baldwin Group receiving the largest share.
Is Lre Foundation Repair LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company.
How does Lre Foundation Repair LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Lre Foundation Repair LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.