Lumen Technologies, Inc.
Updated Filing received by DOL
Lumen Technologies, Inc., an information & publishing employer in Monroe, Louisiana, reported 78,813 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $15,120 in insurance premiums across 13 contracts and $1.7M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on Lumen Technologies, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lumen Technologies, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $435,522 | $856,435 | $1,291,957 | 19 |
| BSC Agency LLC · West Des Moines, IA | $0 | $400,307 | $400,307 | 7 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United Healthcare Insurance Companyhealth | 8 | $15,120 | — | — |
| Metropolitan Life Insurance Companydental | 16 | — | $294 | — |
| Sierra Health and Life Insurance Company, Inc.health | 2,080 | — | — | — |
| Metropolitan Life Insurance Companylife | 9,967 | — | $152,969 | — |
| Metropolitan Life Insurance Companylife | 302 | — | $3,304 | — |
| Metropolitan Life Insurance Companylife | 39,016 | — | $354,695 | — |
| Sierra Health and Life Insurance Company, Inc.health | 2,919 | — | — | — |
| Metropolitan Life Insurance Companyshort-term disability, long-term disability | 22,928 | — | $347,546 | — |
| Metropolitan Life Insurance Companyshort-term disability | 94 | — | $2,589 | — |
| Metropolitan Life Insurance Companylife | 30,464 | — | $597,680 | — |
| Metropolitan Life Insurance Companycoverage not coded | 29,398 | — | $61,832 | — |
| Metropolitan Life Insurance Companylife | 8,088 | — | $168,835 | — |
| National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded | 24,958 | — | $2,520 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lumen Technologies, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $1,890 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 74,174 | 78,813 | +6.3% |
| Premiums filed | $17,920 | $15,120 | −15.6% |
| Broker commissions + fees | $1,483,709 | $1,692,264 | +14.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lumen Retiree and Inactive Health Plan#511 · insurance, general assets, trust | December 31, 2024 | October 13, 2025 | within extension | 78,813 |
| Lumen Welfare Benefits Plan#513 · insurance, general assets | December 31, 2024 | September 25, 2025 | within extension | 21,606 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lumen Technologies, Inc. pay in health insurance broker commissions in 2024?
Lumen Technologies, Inc.'s 2024 Form 5500 reports $1,692,264 in broker commissions and fees across 13 insurance contracts ($435,522 in commissions, $1,256,742 in fees), with Aon receiving the largest share.
Is Lumen Technologies, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by United Healthcare Insurance Company, Sierra Health and Life Insurance Company, Inc..
How does Lumen Technologies, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Lumen Technologies, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.