Lyons Group LTD
Updated Filing received by DOL
Lyons Group LTD, an administrative & support services employer in Boston, Massachusetts, reported 157 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $1.8M in insurance premiums across 6 contracts and $67,108 in broker commissions and fees, 3.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 29, 2025, before the deadline.
Who was paid on Lyons Group LTD's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Lyons Group LTD filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HP Planning LLC · Norwalk, CT | $66,629 | $272 | $66,901 | 1 |
| Robert G Relph Agency Inc · Rochester, NY | $198 | $0 | $198 | 4 |
| Marsh McLennan Agency · Boston, MA | $9 | $0 | $9 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Massachusetts, Inc.health, dental, prescription drug | 219 | $1.8M | $66,901 | 3.7% |
| Life Insurance Company of North Americashort-term disability | 145 | — | — | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 135 | — | $9 | — |
| Life Insurance Company of North Americacoverage not coded | 145 | — | $17 | — |
| Life Insurance Company of North Americalife | 145 | — | $69 | — |
| Life Insurance Company of North Americalong-term disability | 145 | — | $112 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Lyons Group LTD compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $8,269 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 101 | 157 | +55.4% |
| Premiums filed | $1,805,083 | $1,810,945 | +0.3% |
| Broker commissions + fees | $53,866 | $67,108 | +24.6% |
| Commission rate | 2.7% | 3.7% | +1.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Lyons Group Health & Welfare Plan#501 · insurance, general assets | April 30, 2025 | October 29, 2025 | before deadline | 157 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Lyons Group LTD pay in health insurance broker commissions in 2024?
Lyons Group LTD's 2024 Form 5500 reports $67,108 in broker commissions and fees across 6 insurance contracts ($66,836 in commissions, $272 in fees), with HP Planning LLC receiving the largest share.
Is Lyons Group LTD's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Massachusetts, Inc..
How does Lyons Group LTD's broker compensation compare with similar employers?
Lyons Group LTD paid 3.7% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Massachusetts is 2.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.