Maritime Industry Welfare Benefit Trust
Updated Filing received by DOL
Maritime Industry Welfare Benefit Trust, a transportation — truck & rail employer in Chandler, Arizona, reported 694 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 15 insurance contracts with no premium reported and $347,268 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on March 9, 2026; the original filing date is not in the public dataset.
Who was paid on Maritime Industry Welfare Benefit Trust's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Maritime Industry Welfare Benefit Trust filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Alliant Insurance Services · Walnut Creek, CA | $183,482 | $15,511 | $198,993 | 15 |
| Martin Insurance Group · Cranbury, NJ | $55,350 | $11,412 | $66,762 | 1 |
| Willis Towers Watson · New York, NY | $58,011 | $37 | $58,048 | 6 |
| Savoy Associates · Berkeley Heights, NJ | $19,311 | $3,982 | $23,293 | 1 |
| Driver Alliant Insurance Services · Walnut Creek, CA | $0 | $172 | $172 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 42 | — | — | — |
| Reliance Standard Life Insurance Companycoverage not coded | 1,061 | — | $12,165 | — |
| Reliance Standard Life Insurance Companylife | 1,068 | — | $142,885 | — |
| Reliance Standrad Life Insurance Companylong-term disability | 732 | — | $72,195 | — |
| Unum Life Insurance Company of Americacoverage not coded | 726 | — | $8,166 | — |
| Vision Service Planvision | 901 | — | — | — |
| Metlife Legal Planscoverage not coded | 166 | — | $2,999 | — |
| Metropolitan General Insurance Companycoverage not coded | 174 | — | $1,573 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 9 | — | — | — |
| Curalinc LLCcoverage not coded | 716 | — | — | — |
| Horizon Healthcare Services, Inc.coverage not coded | 76 | — | $90,055 | — |
| Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.health, prescription drug | 920 | — | $8,516 | — |
| Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.health, prescription drug | 1,834 | — | — | — |
| Reliance Standard Life Insurance Companyshort-term disability | 111 | — | $8,564 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 21 | — | $150 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Maritime Industry Welfare Benefit Trust compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 735 | 694 | −5.6% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $285,133 | $347,268 | +21.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Maritime Industry Welfare Benefit Trust Health and Welfare Plan#501 · amended · insurance, general assets, trust | December 31, 2024 | March 9, 2026 | amended filing; original date not in data | 694 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Maritime Industry Welfare Benefit Trust pay in health insurance broker commissions in 2024?
Maritime Industry Welfare Benefit Trust's 2024 Form 5500 reports $347,268 in broker commissions and fees across 15 insurance contracts ($316,154 in commissions, $31,114 in fees), with Alliant Insurance Services receiving the largest share.
Is Maritime Industry Welfare Benefit Trust's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Blue Cross Blue Shield Healthcare Plan of Georgia, Inc..
How does Maritime Industry Welfare Benefit Trust's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Maritime Industry Welfare Benefit Trust because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.