Marvin Hewatt Enterprises, Inc.
Updated Filing received by DOL
Marvin Hewatt Enterprises, Inc., a retail — stores, food, auto, clothing employer in Lawrenceville, Georgia, reported 526 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $5.6M in insurance premiums across 4 contracts and $140,904 in broker commissions and fees, 1.9% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 15, 2026, within the extension window.
Who was paid on Marvin Hewatt Enterprises, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Marvin Hewatt Enterprises, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| OneDigital · Atlanta, GA | $119,173 | $15,503 | $134,676 | 7 |
| Centro Benefits Research LLC · Kirkwood, MO | $0 | $6,229 | $6,229 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliateshealth, prescription drug | 816 | $5.6M | $103,640 | 1.8% |
| Unum Insurance Companycoverage not coded | 249 | — | $9,701 | — |
| Unum Insurance Companycoverage not coded | 205 | — | $11,428 | — |
| Unum Insurance Companycoverage not coded | 169 | — | $16,135 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Marvin Hewatt Enterprises, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,878 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 154 | 526 | +241.6% |
| Premiums filed | $0 | $5,612,725 | — |
| Broker commissions + fees | $0 | $140,904 | — |
| Commission rate | — | 1.9% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Majors Management, LLC Medical Plan#502 · insurance | December 31, 2025 | September 15, 2026 | within extension | 526 |
| Majors Management, LLC Accident Plan#506 · insurance | December 31, 2025 | September 16, 2026 | within extension | 232 |
| Majors Management, LLC Hospital Indemnity Plan#507 · insurance | December 31, 2025 | September 15, 2026 | within extension | 199 |
| Majors Management, LLC Critical Illness Plan#505 · insurance | December 31, 2025 | September 15, 2026 | within extension | 172 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Marvin Hewatt Enterprises, Inc. pay in health insurance broker commissions in 2025?
Marvin Hewatt Enterprises, Inc.'s 2025 Form 5500 reports $140,904 in broker commissions and fees across 4 insurance contracts ($119,173 in commissions, $21,731 in fees), with OneDigital receiving the largest share.
Is Marvin Hewatt Enterprises, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Health and Life Insurance Company and Affiliates.
How does Marvin Hewatt Enterprises, Inc.'s broker compensation compare with similar employers?
Marvin Hewatt Enterprises, Inc. paid 1.9% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in Georgia is 7.0%. Percentages are computed only on fully insured medical contracts with filed premiums.
Send the full findings to your inbox.
A specialist writes up every finding for Marvin Hewatt Enterprises, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.