Mastec, Inc.
Updated Filing received by DOL
Mastec, Inc., a construction employer in Coral Gables, Florida, reported 22,988 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $1.6M in insurance premiums across 11 contracts and $1.9M in broker commissions and fees, 4.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on July 29, 2026; the original filing date is not in the public dataset.
Who was paid on Mastec, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Mastec, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Eileen Sanchez-Medina · Miami, FL | $830,195 | $0 | $830,195 | 2 |
| Afinica, LLC · Altoona, FL | $683,943 | $0 | $683,943 | 1 |
| Gallagher · West Palm Beach, FL | $250,953 | $584 | $251,537 | 8 |
| Tomas E. Flores · West New York, NJ | $75,062 | $0 | $75,062 | 1 |
| Brett Alan Booker · Lexington, KY | $12,938 | $0 | $12,938 | 1 |
| Mercer · Chicago, IL | $5,665 | $0 | $5,665 | 2 |
| Img · Indianapolis, IN | $0 | $5,058 | $5,058 | 1 |
| Maria Christina Ortiz · Miami, FL | $3,688 | $0 | $3,688 | 1 |
| Ana Maria Leon · Miami, FL | $2,898 | $0 | $2,898 | 1 |
| Willis Towers Watson · Coral Gables, FL | $1,563 | $0 | $1,563 | 2 |
| USI Insurance Services · Coral Gables, FL | $1,260 | $0 | $1,260 | 1 |
| Kathryn Shadel · Hillsborough, NC | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Floridahealth, prescription drug | 104 | $1.6M | $62,211 | 4.0% |
| Preferred Legal Plancoverage not coded | 376 | — | $8,166 | — |
| American Family Life Assurance Company of Columbusvision | 16,710 | — | $147,605 | — |
| Legal Clubcoverage not coded | 2,192 | — | $119,643 | — |
| Delta Dental Insurance Companydental | 3,269 | — | $24,529 | — |
| Prudential Insurance Company of Americalife, long-term disability | 23,973 | — | $689,001 | — |
| Compsych Corporationcoverage not coded | 23,856 | — | — | — |
| Continental American Insurance Companycoverage not coded | 5,675 | — | $808,841 | — |
| Delta Dental Insurance Companydental | 199 | — | $7,613 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 162 | — | $1,136 | — |
| Hartford Life and Accidentlife, short-term disability | 147 | — | $5,065 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Mastec, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $14,954 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 22,511 | 22,988 | +2.1% |
| Premiums filed | $1,792,165 | $1,555,268 | −13.2% |
| Broker commissions + fees | $959,233 | $1,873,810 | +95.3% |
| Commission rate | 4.0% | 4.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Mastec, Inc. Care Opt Plus GRP Ben Plan for Hourly & Salaried Employees#501 · amended · insurance, general assets | December 31, 2025 | July 29, 2026 | amended filing; original date not in data | 22,988 |
| Henkels & McCoy Holdings, Inc. Employee Benefit Plan#504 · insurance, general assets | December 31, 2025 | July 17, 2026 | before deadline | 164 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Mastec, Inc. pay in health insurance broker commissions in 2025?
Mastec, Inc.'s 2025 Form 5500 reports $1,873,810 in broker commissions and fees across 11 insurance contracts ($1,868,168 in commissions, $5,642 in fees), with Eileen Sanchez-Medina receiving the largest share.
Is Mastec, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Florida.
How does Mastec, Inc.'s broker compensation compare with similar employers?
Mastec, Inc. paid 4.0% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in Florida is 4.6%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.