Maverick USA, Inc.
Updated Filing received by DOL
Maverick USA, Inc., a transportation — truck & rail employer in Little Rock, Arkansas, reported 1,775 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $820,556 in insurance premiums across 10 contracts and $494,743 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 11, 2026, within the extension window.
Who was paid on Maverick USA, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Maverick USA, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Dallas, TX | $446,376 | $48,367 | $494,743 | 15 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental Plan of Arkansasdental | 3,420 | $820,556 | $18,441 | 2.2% |
| Life Insurance Company of North Americalong-term disability | 1,278 | — | $95,285 | — |
| Life Insurance Company of North Americalife | 2,053 | — | $103,370 | — |
| Vision Service Planvision | 1,446 | — | $17,847 | — |
| American Heritage Life Insurance Companycoverage not coded | 607 | — | $36,681 | — |
| Life Insurance Company of North Americacoverage not coded | 833 | — | $28,037 | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 3,791 | — | $15,097 | — |
| First Stop Healthhealth | 1,701 | — | $22,079 | — |
| Life Insurance Company of North Americashort-term disability | 1,279 | — | $145,237 | — |
| Life Insurance Company of North Americacoverage not coded | 1,752 | — | $12,669 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Maverick USA, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,072 | 1,775 | −14.3% |
| Premiums filed | $1,011,918 | $820,556 | not comparable |
| Broker commissions + fees | $511,768 | $494,743 | −3.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Maverick USA, Inc. Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | August 11, 2026 | within extension | 1,775 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Maverick USA, Inc. pay in health insurance broker commissions in 2025?
Maverick USA, Inc.'s 2025 Form 5500 reports $494,743 in broker commissions and fees across 10 insurance contracts ($446,376 in commissions, $48,367 in fees), with Aon receiving the largest share.
Is Maverick USA, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by First Stop Health.
How does Maverick USA, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Maverick USA, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.