Metso USA, Inc.
Updated Filing received by DOL
Metso USA, Inc., a manufacturing — metal, equipment, transportation employer in Brookfield, Wisconsin, reported 991 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 6 insurance contracts with no premium reported and $304,316 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 18, 2026, within the extension window.
Who was paid on Metso USA, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Metso USA, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aptia · Urbandale, IA | $36,651 | $66,863 | $103,514 | 1 |
| Alliant Insurance Services · San Diego, CA | $94,435 | $0 | $94,435 | 2 |
| Custom Benefits Program, Inc. · Hammonton, NJ | $56,973 | $0 | $56,973 | 1 |
| Aon · Chicago, IL | $27,776 | $4,440 | $32,216 | 3 |
| Innovative Benefit Solutions, Inc. · Mequon, WI | $17,171 | $0 | $17,171 | 1 |
| Custom Benefit Programs, Inc. · Somerset, NJ | $7 | $0 | $7 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co.vision | 1,670 | — | $2,832 | — |
| Prudential Insurance Company of Americalife | 2,546 | — | $27,441 | — |
| Health Advocate Solutions Inc.coverage not coded | 942 | — | — | — |
| The Lincoln National Life Insurance Companyshort-term disability, long-term disability | 911 | — | $153,358 | — |
| Humana Insurance Companyhealth | 280 | — | $17,171 | — |
| Transamerica Premier Life Insurance Companyhealth | 223 | — | $103,514 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Metso USA, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,115 | 991 | −11.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $169,130 | $304,316 | +79.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Metso USA Inc Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | August 18, 2026 | within extension | 991 |
| Metso USA Inc. Retiree Health & Welfare Plan#502 · insurance | December 31, 2025 | August 18, 2026 | within extension | 295 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Metso USA, Inc. pay in health insurance broker commissions in 2025?
Metso USA, Inc.'s 2025 Form 5500 reports $304,316 in broker commissions and fees across 6 insurance contracts ($233,013 in commissions, $71,303 in fees), with Aptia receiving the largest share.
Is Metso USA, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Humana Insurance Company, Transamerica Premier Life Insurance Company.
How does Metso USA, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Metso USA, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.