Michigan Farm Bureau
Updated Filing received by DOL
Michigan Farm Bureau, an agriculture, forestry, fishing employer in Lansing, Michigan, reported 1,128 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $4.4M in insurance premiums across 12 contracts and $215,692 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 28, 2026, before the deadline.
Who was paid on Michigan Farm Bureau's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Michigan Farm Bureau filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brandon Weslock · Saginaw, MI | $61,947 | $60,000 | $121,947 | 1 |
| Professional Benefits Services · Grand Rapids, MI | $0 | $55,875 | $55,875 | 1 |
| Angela Garner · Saginaw, MI | $12,982 | $12,000 | $24,982 | 2 |
| Brown & Brown · Saginaw, MI | $0 | $10,469 | $10,469 | 1 |
| Brandon M Weslock · Saginaw, MI | $2,301 | $0 | $2,301 | 1 |
| HUB International · Tulsa, OK | $118 | $0 | $118 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Michiganhealth, prescription drug, PPO | 2,093 | $2.1M | $156,903 | 7.4% |
| Farm Bureau Life Insurance Company of Michiganlife | 1,127 | $1.2M | — | — |
| Delta Dental of Michigandental | 2,427 | $868,814 | — | — |
| Blue Cross Blue Shield of Michiganhealth, prescription drug | 26 | $137,436 | $2,796 | 2.0% |
| Eyemed Vision Carevision | 2,117 | — | — | — |
| Professional Benefits Services dba Variprocoverage not coded | 887 | — | $55,875 | — |
| Prudential Insurance Company of Americalong-term disability | 1,121 | — | — | — |
| Leaders Life Insurance Companycoverage not coded | 30 | — | $118 | — |
| Metlife Insurance Companycoverage not coded | 12 | — | — | — |
| Metlife Insurance Companycoverage not coded | 22 | — | — | — |
| Leaders Life Insurance Companylife | 24 | — | — | — |
| Unum Life Insurance Company of Americacoverage not coded | — | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Michigan Farm Bureau compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,085 | 1,128 | +4.0% |
| Premiums filed | $3,405,272 | $4,381,369 | +28.7% |
| Broker commissions + fees | $190,960 | $215,692 | +13.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Michigan Farm Bureau Welfare Benefit Plan#506 · insurance | December 31, 2025 | July 28, 2026 | before deadline | 1,128 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Michigan Farm Bureau pay in health insurance broker commissions in 2025?
Michigan Farm Bureau's 2025 Form 5500 reports $215,692 in broker commissions and fees across 12 insurance contracts ($77,348 in commissions, $138,344 in fees), with Brandon Weslock receiving the largest share.
Is Michigan Farm Bureau's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Blue Cross Blue Shield of Michigan.
How does Michigan Farm Bureau's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Michigan Farm Bureau because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.