BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Miller & Long Co.,inc.

Construction · Bethesda, Maryland · EIN ending 0808

Updated Filing received by DOL

Miller & Long Co.,inc., a construction employer in Bethesda, Maryland, reported 595 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 5 insurance contracts with no premium reported and $119,188 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 29, 2026, before the deadline.

Participants
595
+24.2% vs 2024
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$119,188
+186.8% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Miller & Long Co.,inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Miller & Long Co.,inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Conner Strong & Buckelew · Camden, NJ$45,501$52,000$97,5012
Kelly & Associates Ins. GRP. Inc. · Sparks, MD$0$21,687$21,6871

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Prudential Insurance Company of Americalife, long-term disability927—$45,501—
Kaiser Foundation Health Plan of the Mid Atlantic States, Inc.health, prescription drug759—$73,687—
Delta Dental of Pennsylvaniadental889———
Eyemed Vision Care (fidelity Security Life Insurance Company)vision844———
Eyemed Vision Care on (fidelity Security Life Insurance Company)vision1———

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Miller & Long Co.,inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Miller & Long Co.,inc.
$119,188
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$41,551$119,188Broker pay20242025
Miller & Long Co.,inc.: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants479595+24.2%
Premiums filed$0$0not comparable
Broker commissions + fees$41,551$119,188+186.8%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Miller & Long Group Insurance Plan#501 · insurance, general assetsDecember 31, 2025July 29, 2026before deadline595

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Miller & Long Co.,inc. pay in health insurance broker commissions in 2025?

Miller & Long Co.,inc.'s 2025 Form 5500 reports $119,188 in broker commissions and fees across 5 insurance contracts ($45,501 in commissions, $73,687 in fees), with Conner Strong & Buckelew receiving the largest share.

Is Miller & Long Co.,inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of the Mid Atlantic States, Inc..

How does Miller & Long Co.,inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Miller & Long Co.,inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.