Morris-Shea Bridge Company, Inc.
Updated Filing received by DOL
Morris-Shea Bridge Company, Inc., a construction employer in Irondale, Alabama, reported 351 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $3.5M in insurance premiums across 7 contracts and $212,829 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on February 9, 2026, within the extension window.
Who was paid on Morris-Shea Bridge Company, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Morris-Shea Bridge Company, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lakeshore Benefit Alliance LLC · Birmingham, AL | $78,028 | $60 | $78,088 | 2 |
| Glenn H Donald JR · Birmingham, AL | $66,674 | $5,372 | $72,046 | 3 |
| Donald Glenn · Mountain Rock, AL | $39,219 | $0 | $39,219 | 1 |
| Nevaeh Insurance Solutions · Hilliard, OH | $15,688 | $0 | $15,688 | 1 |
| Glenn Donald, JR · Birmingham, AL | $4,819 | $60 | $4,879 | 1 |
| Lba Service LLC · Birmingham, AL | $2,615 | $0 | $2,615 | 1 |
| D'arciprete & Associates Inc · Montgomery, AL | $28 | $0 | $28 | 1 |
| Lisa Marie Hall · Crossett, AR | $24 | $0 | $24 | 1 |
| Kristen Bible · Raleigh, NC | $22 | $0 | $22 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO | 518 | $3.1M | — | — |
| Standard Insurance Companylife | 248 | $204,814 | $32,988 | 16.1% |
| Standard Insurance Companylong-term disability | 248 | $148,346 | $24,169 | 16.3% |
| Standard Insurance Companyshort-term disability | 248 | $91,201 | $14,889 | 16.3% |
| Optimed - Markel Insurance Companyhealth | 538 | — | $130,731 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 12 | — | $294 | — |
| Metropolitan Life Insurance Companydental, vision | 435 | — | $9,758 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Morris-Shea Bridge Company, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $5,939 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 401 | 351 | −12.5% |
| Premiums filed | $3,102,808 | $3,520,865 | not comparable |
| Broker commissions + fees | $207,194 | $212,829 | +2.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Morris-Shea Bridge Company, Inc. Health & Welfare Plan#501 · insurance, general assets | April 30, 2025 | February 9, 2026 | within extension | 351 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Morris-Shea Bridge Company, Inc. pay in health insurance broker commissions in 2024?
Morris-Shea Bridge Company, Inc.'s 2024 Form 5500 reports $212,829 in broker commissions and fees across 7 insurance contracts ($207,337 in commissions, $5,492 in fees), with Lakeshore Benefit Alliance LLC receiving the largest share.
Is Morris-Shea Bridge Company, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, Optimed - Markel Insurance Company.
How does Morris-Shea Bridge Company, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Morris-Shea Bridge Company, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.