Munger Tolles & Olson
Updated Filing received by DOL
Munger Tolles & Olson, a professional & technical services employer in Los Angeles, California, reported 459 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $3.1M in insurance premiums across 12 contracts and $483,515 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received an amended filing on September 30, 2025; the original filing date is not in the public dataset.
Who was paid on Munger Tolles & Olson's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Munger Tolles & Olson filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Executive Financial Bene-Facts Inc · Los Angeles, CA | $138,071 | $1,793 | $139,864 | 7 |
| Wilshire Financial & Ins Services · Los Angeles, CA | $134,623 | $0 | $134,623 | 7 |
| EPIC Insurance Brokers · Los Angeles, CA | $59,968 | $0 | $59,968 | 1 |
| Gi George Parent LP · Los Angeles, CA | $59,968 | $0 | $59,968 | 1 |
| Patriot Growth · Los Angeles, CA | $20,243 | $0 | $20,243 | 3 |
| Lizotte Peter D · Los Angeles, CA | $19,610 | $0 | $19,610 | 1 |
| Berkowitz Kenneth M · Los Angeles, CA | $19,610 | $0 | $19,610 | 1 |
| Howarth, Frederick, William · Culver City, CA | $11,378 | $8,147 | $19,525 | 3 |
| Howarth Iii Frederick W · Culver City, CA | $12,104 | $0 | $12,104 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Healthcare of Californiahealth, HMO | 196 | $1.8M | $96,396 | 5.3% |
| Cigna Health and Life Insurance Companyhealth, dental, prescription drug, HMO, indemnity | 521 | $1.3M | $150,426 | 12.0% |
| The Paul Revere Life Insurance Companycoverage not coded | 24 | — | $14,682 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 20 | — | $1,801 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 67 | — | $16,960 | — |
| Unum Life Insurance Company of Americacoverage not coded | 30 | — | $15,734 | — |
| Unum Life Insurance Company of Americacoverage not coded | 167 | — | $13,826 | — |
| Kaiser Foundation Health Plan Inchealth, HMO | 270 | — | $119,936 | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic Stateshealth, HMO | 14 | — | — | — |
| Vision Service Planvision | 249 | — | $2,430 | — |
| Unum Life Insurance Company of Americalife, long-term disability | 865 | — | $39,220 | — |
| Unum Life Insurance Company of Americacoverage not coded | 24 | — | $12,104 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Munger Tolles & Olson compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,275 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 465 | 459 | −1.3% |
| Premiums filed | $3,224,016 | $3,064,911 | not comparable |
| Broker commissions + fees | $490,784 | $483,515 | −1.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Welfare Benefits Plan#502 · amended · insurance | December 31, 2024 | September 30, 2025 | amended filing; original date not in data | 459 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Munger Tolles & Olson pay in health insurance broker commissions in 2024?
Munger Tolles & Olson's 2024 Form 5500 reports $483,515 in broker commissions and fees across 12 insurance contracts ($473,575 in commissions, $9,940 in fees), with Executive Financial Bene-Facts Inc receiving the largest share.
Is Munger Tolles & Olson's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Healthcare of California, Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan Inc.
How does Munger Tolles & Olson's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Munger Tolles & Olson because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.