National Association of Realtors
Updated Filing received by DOL
National Association of Realtors, an other services employer in Chicago, Illinois, reported 529 participants in its health and welfare plan for plan year 2024. Its Form 5500 lists 6 insurance contracts on Schedule A but reports no premium and no broker compensation on them. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 14, 2025, within the extension window.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Behavioral Health, LLCcoverage not coded | 519 | — | — | — |
| Unum Life Insurance Company of Americalong-term disability | 501 | — | — | — |
| Aetna HealthPPO | 380 | — | — | — |
| Unum Life Insurance Company of Americashort-term disability | 501 | — | — | — |
| Aetna HealthHMO | 76 | — | — | — |
| Unum Life Insurance Company of Americalife | 532 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How National Association of Realtors compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 539 | 529 | −1.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $0 | $0 | — |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| National Association of Realtors Group Benefits#501 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 529 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did National Association of Realtors pay in health insurance broker commissions in 2024?
National Association of Realtors's 2024 Form 5500 reports no broker commissions or fees on Schedule A. Self-funded plans often pay consultants directly, which the public filing does not always capture.
Is National Association of Realtors's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does National Association of Realtors's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for National Association of Realtors because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.