National Multiple Sclerosis Society
Updated Filing received by DOL
National Multiple Sclerosis Society, an other services employer in New York, New York, reported 751 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 4 insurance contracts with no premium reported and $470,873 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 6, 2026, within the extension window.
Who was paid on National Multiple Sclerosis Society's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract National Multiple Sclerosis Society filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Alliant Insurance Services · New York, NY | $369,267 | $29,150 | $398,417 | 1 |
| Centerstone Ins & Fin Ser · Dallas, TX | $65,822 | $0 | $65,822 | 1 |
| American Benefits Consulting, LLC · New York, NY | $6,289 | $0 | $6,289 | 1 |
| Lockton · Kansas City, MO | $300 | $45 | $345 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Life Insurance Companyhealth, dental, prescription drug | 873 | — | $464,239 | — |
| Hartford Fire Insurance Companycoverage not coded | 604 | — | $345 | — |
| Vision Service Planvision | 521 | — | — | — |
| New York Life Group Insurance Company of NYlife, short-term disability, long-term disability | 604 | — | $6,289 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How National Multiple Sclerosis Society compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 849 | 751 | −11.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $813,265 | $470,873 | −42.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| National Multiple Sclerosis Society Hospital and Basic Medical Plan#502 · insurance | September 30, 2025 | July 6, 2026 | within extension | 751 |
| National Multiple Sclerosis Society Flexible Compensation Plan#501 · general assets | September 30, 2025 | July 6, 2026 | within extension | 227 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did National Multiple Sclerosis Society pay in health insurance broker commissions in 2025?
National Multiple Sclerosis Society's 2025 Form 5500 reports $470,873 in broker commissions and fees across 4 insurance contracts ($441,678 in commissions, $29,195 in fees), with Alliant Insurance Services receiving the largest share.
Is National Multiple Sclerosis Society's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company.
How does National Multiple Sclerosis Society's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for National Multiple Sclerosis Society because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.