National Vision Inc.
Updated Filing received by DOL
National Vision Inc., a retail — stores, food, auto, clothing employer in Lawrenceville, Georgia, reported 4,337 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $558,430 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on National Vision Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract National Vision Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · West Point, GA | $399,080 | $148,158 | $547,238 | 7 |
| Cheryl Dagata dba Cad & Jad Consult · Canton, GA | $7,299 | $0 | $7,299 | 1 |
| Tom Eaton · Lafayette, GA | $3,893 | $0 | $3,893 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Life Insurance Companystop-loss | 1,294 | — | — | — |
| Delta Dental Insurance Companydental | 7,581 | — | — | — |
| Prepaid Legal Services Inc dba Legal Shieldcoverage not coded | 697 | — | $11,192 | — |
| Provident Life and Accident Insurance Companycoverage not coded | 2 | — | $76 | — |
| Symetra Life Insurance Companystop-loss | 4,216 | — | $88,158 | — |
| United of Omaha Life Insurance Companylife | 8,602 | — | $60,230 | — |
| United of Omaha Life Insurance Companylong-term disability | 3,518 | — | $154,814 | — |
| United of Omaha Life Insurance Companyshort-term disability | 3,304 | — | $85,014 | — |
| United of Omaha Life Insurance Companylife | 1,775 | — | $117,007 | — |
| Aetna Life Insurance Cohealth | 1,266 | — | — | — |
| Delta Dental Insurance Companydental | 1,375 | — | $41,939 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How National Vision Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 5,136 | 4,337 | −15.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $608,863 | $558,430 | −8.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| National Vision Inc. Healthcare Plan#501 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 4,337 |
| National Vision, Inc. Dr.'s Exchange Plan#502 · amended · insurance | December 31, 2025 | July 31, 2026 | amended filing; original date not in data | 694 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did National Vision Inc. pay in health insurance broker commissions in 2025?
National Vision Inc.'s 2025 Form 5500 reports $558,430 in broker commissions and fees across 11 insurance contracts ($410,272 in commissions, $148,158 in fees), with Marsh McLennan Agency receiving the largest share.
Is National Vision Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Co.
How does National Vision Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for National Vision Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.